• Min. Monthly Income

    $2,500

  • Interest Rate

    23.99% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee

    $176.55

Featured Highlights
  • 2 KrisFlyer miles for every S$1 spent with selected partners
  • 1.1 KrisFlyer miles for every S$1 spent on all eligible purchases
  • S$150 cashback at Singapore Airlines when you spend S$12,000
  • Welcome Bonus of 5,000 upon the first charge to your card
Travel
9/10
Dining
8.5/10
Insurance / Health
8.5/10
Shopping
8/10
Entertainment
8/10

Travel

  • 2 KrisFlyer miles for every S$1 spent on selected transactions with Singapore Airlines
  • 1.1 KrisFlyer mile for every S$1 spent
  • 2 KrisFlyer miles for every US$1 spent on agoda
  • Enjoy a pair of Business Class tickets to 12 destinations over 12 months (20 entries to join the lucky draw for new cardholder)

Dining

  • Savings up to 50% at selected restaurants globally with American Express Selects®

Insurance / Health

  • Travel Inconvenience & Travel Accident coverage up to S$350,000

Shopping

  • 10% savings on Alexander Wang
  • Discount up to 10% on 24HrsCityFlorist.com on total bill

Entertainment

  • 10% off on First Timer Challenge on iFly Singapore
  • S$880 for 18 Gymboree Mix and Match

Other Features

  • Interest-free period up to 51 days
  • Complete fraud protection promise
  • 2X Bonus: Receive 4,000 KrisFlyer miles when you introduce your friend

Card Information

Annual Fee $176.55
Min. Monthly Income $2,500
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder S$53.50
Finance charges 24.99%
Goods & Services Tax (GST)

Inclusive in annual fee

Late payment charge

S$50

Cash advance amount

Up to 100% of credit limit

Cash advance charge

5% of amount withdrawn

Cash advance interest charge

Finance charges of 24.99% p.a. compounded daily until full repayment

Cashback Limit

N/A

Rewards points expiry

N/A

Product Review by iMoney Singapore

Get More Rewards When You Travel!

Travel more and earn more KrisFlyer miles! If you are someone who travels frequently, then American Express KrisFlyer Credit Card is definitely your must-have credit card. This card earns you with 1.1 KrisFlyer miles for every S$1 spent on anything, with no cap. Furthermore, you also earn 2 KrisFlyer miles for every S$1 spent overseas in June & December. Moreover, you may also enjoy discounts up to 50% when you dine with your loved ones at selected restaurants, regardless which country you are in. This card offers an interest-free period up to 51 days with a complete fraud protection promise.

On top of that, American Express is having a Year-Long Lucky Draw, giving away 1 pair of business class tickets every month to 12 exciting destinations including Barcelona, Seoul, Osaka, New York, Maldives and more! Spend at least S$50 and you will be entitled to 1 chance to enter the lucky draw campaign. Also, every new KrisFlyer card member will gain 20 chances of entries to win automatically. Beside that, you can also enjoy sign up bonus of 5,000 KrisFlyer Miles when you charge S$2,500 in the first 3 months upon your card approval. You will be entitled for 2,000 KrisFlyer miles and your friend will receive 1,000 KrisFlyer miles when you refer them to sign up for American Express credit card.

Fees and Charges

An annual fee waiver will be given to principal cardholder for the first year. Then, S$176.55 will be charged for the annual fee on the following years. As for supplementary cards, the first 2 cardholders will get to waive their annual fees permanently. Third supplementary cardholder onwards will be required to pay for an annual fee with the amount of S$53.50. It is advisable for you to make your payment before the due date. Or else, you will need to pay for the interest at 24.99% per annum. Furthermore, if no minimum payment received from you by the payment due date, interest will be charged higher on your outstanding balance, 29.99% per annum. Plus, paying late will also be charged, which is S$50 or 3% of the outstanding balance, whichever is greater.

Are You Eligible For American Express KrisFlyer Credit Card?

If you are a Singaporean or a permanent resident in Singapore, you will need a minimum monthly income of S$2,500. If you are a foreigner, you will need a minimum monthly income of S$5,000. To apply principal card, you must be 21 years old and above. On the other hand, to apply supplementary card, you must be 18 years old and above.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as American Express Singapore Airlines KrisFlyer Ascend Credit Card and ANZ Travel Visa Signature Card, which may match your requirements. If you prefer to broaden your credit card search, review more American Express credit cards and start comparing today!