• Min. Monthly Income


  • Interest Rate

    23.99% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee


Featured Highlights
  • 2 KrisFlyer miles for every S$1 spent with selected partners
  • First year annual fee waiver and welcome bonus miles of 5,000
  • 50% more KrisFlyer miles for accumulated charges above S$5,000 and 50% more bonus miles for charges above S$12,000


  • 2 KrisFlyer miles for every S$1.60 spent on selected transactions with Singapore Airlines
  • 1 KrisFlyer mile for every S$1.60 spent overseas
  • 5 KrisFlyer miles for every S$1.60 eligible spent with MISA Travel
  • Complimentary travel accident insurance


  • Savings up to 50% at selected restaurants globally with American Express Selects®


  • Complimentary membership with eShopex


  • Save up to 12% and S$15 cashback at RedMart


  • 30% discounts at Night Safari, Jurong Bird Park and Singapore Zoo
  • 15% off for online ticket purchases at River Safari
  • 10% off on membership packages with Lunch Actually

Other Features

  • Interest-free period up to 51 days
  • Complete fraud protection promise

Card Information

Annual Fee $117.7
Min. Monthly Income $2,500
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder S$53.50
Finance charges 24.99%
Goods & Services Tax (GST)

Inclusive in annual fee

Late payment charge


Cash advance amount

Up to 100% of credit limit

Cash advance charge

5% of amount withdrawn

Cash advance interest charge

Finance charges of 24.99% p.a. compounded daily until full repayment

Cashback Limit


Rewards points expiry


Product Review by iMoney Singapore

Get More Rewards When You Travel!

Travel more to earn more KrisFlyer miles! If you are a person who travels very frequently, then American Express KrisFlyer Credit Card is definitely your choice of credit card. This card welcomes you with 2 KrisFlyer miles for every S$1 spent with Singapore Airlines on travelling and shopping. Furthermore, for travelling purposes you can earn 1 KrisFlyer mile for every S$1.60 spent overseas, 5 KrisFlyer miles for every S$1.60 eligible spent on MISA Travel. You may also enjoy a complimentary travel accident insurance. On top of that, if you swipe your card for shopping, you may earn 1 KrisFlyer mile for every S$1.60 spent locally. Moreover, you may also enjoy discounts up to 50% when you dine with your loved ones at selected restaurants, regardless which country you are in. Spending on petrol will get discounts too, which is up to 15% off when you spend with SPC. This card offers an interest-free period up to 51 days with a complete fraud protection promise.

Fees and Charges

An annual fee waiver will be given to principal cardholder for the first year. Then, S$117.70 will be charged for the annual fee on the following years. As for supplementary cards, the first 2 cardholders will get to waive their annual fees permanently. Third supplementary cardholder onwards will be required to pay for an annual fee with the amount of S$53.50. It is advisable for you to make your payment before the due date. Or else, you will need to pay for the interest at 24.99% per annum. Furthermore, if no minimum payment received from you by the payment due date, interest will be charged higher on your outstanding balance, 29.99% per annum. Plus, paying late will also be charged, which is S$50 or 3% of the outstanding balance, whichever is greater.

Are You Eligible For American Express KrisFlyer Credit Card?

If you are a Singaporean or a permanent resident in Singapore, you will need a minimum monthly income of S$2,500. If you are a foreigner, you will need a minimum monthly income of S$5,000. To apply principal card, you must be 21 years old and above. On the other hand, to apply supplementary card, you must be 18 years old and above.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as American Express Singapore Airlines KrisFlyer Ascend Credit Card and ANZ Travel Visa Signature Card, which may match your requirements. If you prefer to broaden your credit card search, review more American Express credit cards and start comparing today!