• Min. Monthly Income

    $4,167

  • Interest Rate

    24.99% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee

    $321

Featured Highlights
  • Up to 10X Membership Rewards points for every S$1.60 spent
  • Up to 50% discounts on dining at bespoke restaurants & hotels
  • Welcome offers: Receive exclusive platinum gifts worth of S$1,485
  • Complimentary The Far Card Classic Membership (worth S$425)
Dining
10/10
Travel
8.5/10
Entertainment
7.5/10
Insurance / Health
7.5/10
Shopping
7.5/10

Dining

  • Up to 50% discounts on dining with Love Dining @ Restaurants & Love Dining @ Hotels programme
  • 10X Membership Reward points for every S$1.60 spent at new selected partners**
  • Complimentary The Far Card Classic Membership (worth S$425)
  • Complimentary drinks & exclusive offers at selected bars

Travel

  • Complimentary Wi-Fi hotspots worldwide with Boingo
  • Complimentary travel accident insurance

Entertainment

  • Complimentary green fees and privileged access at selected golf clubs in Malaysia, Indonesia and Singapore
  • Golfing privileges are applicable for supplementary card members as well
  • Complimentary Wi-Fi with Boingo and hotspots worldwide

Insurance / Health

  • Exclusive spa privileges at selected bespoke spa outlets in town

Shopping

  • Up to 10X membership rewards points for every S$1.60 spent
  • Complimentary 90-days return guarantee*
  • Complimentary 90-days purchase protection*

Other Features

  • Travel accident insurance
  • Fraud protection
  • American Express Global Assist
  • Purchase protection and return guarantee

Card Information

Annual Fee $321
Min. Monthly Income $4,167
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder S$160.50
Finance charges 24.99%
Goods & Services Tax (GST)

Inclusive in annual fee

Late payment charge

S$50

Cash advance amount

Up to 100% of credit limit

Cash advance charge

5% of amount withdrawn

Cash advance interest charge

Finance charges of 24.99% p.a. compounded daily until full repayment

Cashback Limit

N/A

Rewards points expiry

N/A

Product Review by iMoney Singapore

Spend and get rewarded!

With spending American Express Platinum Credit Card, you are rewarded up to 10 times membership rewards points for spending every S$1.60. What's more, you will be receiving a complimentary The Far Card Classic Membership where you can use it for your accommodation and dining (which discounts up to 50%). This card is definitely a great card for you if you love pampering yourself. It offers you up to 50% off àla carte service at Adeva Spa, The Ultimate, Fairmount Singapore and Swissôtel Merchant Court. Have a safe and hassle free travelling journey with a complimentary travel accident insurance and Wi-Fi hotspots worldwide with Boingo. Entertainment is at its best when it comes to this card because you will be enjoying a complimentary green fees and privileged access at selected golf clubs in Malaysia, Indonesia and Singapore. Call yourself a stylista by shopping with this card as you will be rewarded up to 10X membership rewards points for every S$1.60 spent with a complimentary 90-days return guarantee and 90-days purchase protection.

Fees and Charges

By applying the principal card, you will need to pay S$321 for the annual fee. As for supplementary card, the annual fee will be S$160.50. However, the annual fee for the first 2 supplementary cards will be waived permanently. On the other hand, you will be charged on outstanding balance with the interest rate of 24.99% per annum. On top of that, if no minimum payment was made before the payment due date, you will not only be charged on the late payment with S$50 per month, but also a higher interest rate on your outstanding balance, 29.99% per annum. The minimum payment is S$50 or 3% of the total outstanding balance, whichever is higher.

Are You Eligible For American Express Platinum Credit Card?

To be eligible for applying American Express Platinum Credit Card, your minimum monthly income is S$4,167 for Singaporeans and permanent residents, and S$5,000 for foreigners. On the other hand, minimum age for principal cardholder is age 21 and above, and for supplementary cardholder will be age 18 and above.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as American Express KrisFlyer Gold Card and Citibank Prestige Card, which may match your requirements. If you prefer to broaden your credit card search, see more American Express credit cards and start comparing today!