• Min. Monthly Income


  • Interest Rate

    24.99% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee


Featured Highlights
  • Up to 2X KrisFlyer miles for every S$1.20 spent
  • Monthly miles accelerator with bonus miles of 300 with no cap
  • Complimentary airport lounge access & complimentary night stay at Millennium Hotels & Resorts
  • Welcome miles of 5,000 upon the first charge to your card
Insurance / Health


  • 2X KrisFlyer miles for every S$1.20 eligible spend with Singapore Airlines
  • Complimentary airport lounge access
  • Complimentary night stay with Millennium Hotels & Resorts globally
  • Exclusive special privileges with Hertz worldwide


  • 1 KrisFlyer mile for every S$1.20 spent on dining
  • 10% savings on total food bill at Carousel
  • 10% off à la carte orders at L'éclair by Sarah Michelle
  • Up to 40% savings at selected Creative Eateries outlets
  • Access to dining deals with American Express Selects


  • 1 KrisFlyer mile for every S$1.20 spent on shopping
  • Complimentary 2 years premium membership with eShopex


  • 1 KrisFlyer mile for every S$1.20 spent
  • Up to 30% savings on admission to Singapore Zoo, Night Safari & Jurong Bird Park
  • 15% savings on tickets at River Safari

Insurance / Health

  • Up to 35% savings on My VoyageGuard travel insurance with ACE Insurance

Other Features

  • Enhanced travel inconvenience insurance up to S$1mil.

Card Information

Annual Fee $256.8
Min. Monthly Income $4,167
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder S$80.25
Finance charges 24.99%
Goods & Services Tax (GST)

Inclusive in annual fee

Late payment charge


Cash advance amount

Up to 100% of credit limit

Cash advance charge

5% of amount withdrawn

Cash advance interest charge

Finance charges of 24.99% p.a. compounded daily until full repayment

Cashback Limit


Rewards points expiry


Product Review by iMoney Singapore

Get More Rewards When You Travel!

Travel more to earn more KrisFlyer miles! If you are a person who travels very frequently with Singapore Airlines, then American Express Singapore Airlines KrisFlyer Ascend Credit Card is definitely your choice of credit card. This card welcomes you with 2 KrisFlyer miles for every S$1.20 spent with Singapore Airlines on tickets purchased at singaporeairlines.com and when you shop at Krishop, in-flight or online. On top of that, earn 1 KrisFlyer for every S$1 spent on shopping, dining and entertainment. Enjoy complimentary airport lounge access, complimentary night stay with Millennium Hotels & Resorts globally and exclusive special privileges with Hertz worldwide. Enjoy monthly accelerator with a minimum spend of S$1,000 in a calendar month to receive bonus of 300 KrisFlyer miles for every additional S$500 you spend the same month, with no cap to what you can earn!

Fees and Charges

Annual fee for a principal card would be S$256.80. As for supplementary cards, the first 2 cardholders will get to waive their annual fees permanently. Third supplementary cardholder onwards will be required to pay for an annual fee with the amount of S$80.25. It is advisable for you to make your payment before the due date. Or else, you will need to pay for the interest at 24.99% per annum. Furthermore, if no minimum payment received from you by the payment due date, interest will be charged higher on your outstanding balance, 29.99% per annum. Plus, paying late will also be charged, which is S$50 or 3% of the outstanding balance, whichever is greater.

Are You Eligible For American Express Singapore Airlines KrisFlyer Ascend Credit Card?

If you are a Singaporean or a permanent resident in Singapore, you will need a minimum monthly income of S$4,167. If you are a foreigner, you will need a minimum monthly income of S$5,000. To apply principal card, you must be 21 years old and above. On the other hand, to apply supplementary card, you must be 18 years old and above.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as American Express KrisFlyer Gold Card and ANZ Travel Visa Signature Card, which may match your requirements. If you prefer to broaden your credit card search, review more American Express credit cards and start comparing today!