• Min. Monthly Income


  • Interest Rate

    25.5% p.a.

  • Balance Transfer

    N/A p.a.

  • Annual Fee


Featured Highlights
  • 1% local and overseas cash rebate at no monthly cap
  • Complimentary green fees and prominent golf courses across ASEAN
  • Up to 50% discount at selected restaurants across Singapore, Malaysia and Indonesia
  • Member for life, with no annual fee


For new-to-bank customers: Take home S$25* cash credit per month for up to 6 qualifying months!

  • Apply for any 2 new principal CIMB Credit Cards (except CIMB Classic MasterCard)
  • Make a minimum spend of S$300 per month on the newly approved principal CIMB Credit Cards for each of the six (6) qualifying months
  • Receive a cash credit of S$25 per month, up to S$150 cash credit in total for the six (6) qualifying months
  • Promotion ends 31 December 2016. Terms & conditions apply


  • 1% cash rebate on all petrol spend


  • 1% cash rebate on all entertainment spend
  • Complimentary green fees at prominent golf courses across ASEAN


  • 1% cash rebate on all travel spends
  • Complimentary travel insurance coverage


  • 1% cash rebate on all dining spends
  • Up to 50% off on dining with selected hotels


  • 1% cash rebate on all shopping spends

Other Features

  • CIMB Bank Cross-Border Smart Rewards

Card Information

Annual Fee Free
Min. Monthly Income $10,000
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder Free for 1st year (for up to 2 supplementary card)
Finance charges 25.5% p.a.

28% p.a.

Goods & Services Tax (GST)


Late payment charge


Cash advance amount

80% of the credit limit

Cash advance charge

6% of the amount withdrawn or S$15, whichever is higher

Cash advance interest charge

Finance charges of 28% p.a. subject to compounding on the amount withdrawn and the cash advance fee

Cashback Limit


Rewards points expiry

Product Review by iMoney Singapore

Enjoy your Freedom

With using CIMB World MasterCard, you will be enjoying unlimited spending on petrol, groceries, shopping, entertainment and dining and still earn 1% cash rebate on each spending. For a top-notch entertainment, tee-off on a wide selection of prestigious golf courses across Singapore, Malaysia, Indonesia, Thailand, Cambodia, Philippines and Vietnam without having to pay green fees! What’s more, you will also get to enjoy discounts up to 50% when you dine in selected restaurants. Besides that, you and your family will be insured by travel insurance with coverage up to S$1 million when you use this card to spend on travel fares and you can also enjoy CIMB 0% i.Pay Plan when travelling around the world or buying anything with this card. It means that you are given up to 20 months of flexible repayment period to pay your bills.

Fees and Charges

Annual fee will be waived for life. It means this card will automatically renew every year without you paying a single cent. If you have any outstanding balances, you will be charged of 25.5% of interest rate per annum, with a minimum monthly charge of S$2.50. If you did not make minimum monthly payment by the payment due date, your interest rate will be revised to 28% per annum, with a minimum monthly charge of $2.50. Besides, without paying minimum monthly payment and/or paying outstanding balances late, you will also be charged on late payment charge with S$80. The minimum monthly payment is computed as 3% of your outstanding balance or S$50, whichever is higher. For cash advance, a 6% of amount withdrawn or S$15 will be charged, whichever is higher.

Are You Eligible For CIMB World MasterCard?

To apply CIMB World MasterCard, you will need a minimum monthly income of S$10,000. This card is eligible to all Singaporeans, Singapore permanent residents and foreigners who met the income requirement. For principal card applicant, you must be 21 years old and above; for supplementary card applicant, you must be 18 years old and above.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as CIMB Visa Signature and ANZ Optimum World MasterCard Credit Card, which may match your requirements. If you prefer to broaden your credit card search, see more CIMB credit cards and start comparing today!