Min. Monthly Income
- 2X Citi Miles for every S$1 spent overseas and 1.2X for every S$1 spent locally
- Bonus Citi miles of 10,000 for every membership renewal
- Citi Miles that won't go expired
Product Review by
Citi Miles in your hands
Earn great deals and discounts especially when you’re travelling with the Citibank PremierMiles Visa Card. If you’re an avid traveller, by making transactions with your credit card on Kaligo.com, you will earn 10X Citi Miles for every S$1 spent. Earn miles faster if you swipe your card overseas (with foreign currency) whereby you will earn 2 Citi Miles for every S$1 spent, and on local spending you will earn 1.2 Citi Miles for every S$1 spent. Plus, you get to earn 10,000 Citi Miles when you renew your credit card membership. Furthermore, you get to accumulate your Citi Miles unlimitedly because your Citi Miles would never expire.
Fees and Charges
To renew principal card, you will need to pay S$192.60 annually; and for the supplementary card, it is complimentary. There are 3 tiers for interest charges, with a minimum interest charge of S$3. You are entitled for the lowest interest rate at 20% per annum if you could make prompt payment, or settle at least 50% of your outstanding balances for 12 consecutive months. If you missed making prompt payment for once or twice within the 12 consecutive months, your will be charged for 26% per annum on your outstanding balances. If you did not settle more than 50% of your outstanding balances or missed making payment for more than 2 months, you will be charged on the highest tier of interest rate, which is 29% per annum. Minimum monthly payment is computed as 1% of current balance+ 1% outstanding balance, or $25, whichever is higher. Besides, you will be penalised on late payment for S$60. If you withdraw cash from your card, you will be charged for 6% of amount withdrawn, or S$15, whichever is higher.
Are You Eligible For Citibank PremierMiles Visa Card?
You will be qualified for applying Citibank PremierMiles Visa Card if your income is equal to, or more than S$4200 (for Singaporeans and Singapore permanent residents). The minimum age for principal card applicants is 21 years old and above; supplementary card applicants is 18 years old and above.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Citibank Rewards Card and ANZ Travel Visa Signature Card, which may match your requirements. If you prefer to broaden your credit card search, review more Citibank credit cards and start comparing today!