• Min. Monthly Income


  • Interest Rate

    24% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee


Featured Highlights
  • 2X Citi Miles for every S$1 spent overseas and 1.2X for every S$1 spent locally
  • Bonus Citi miles of 10,000 for every membership renewal
  • Citi Miles that won't go expired


  • 10X Citi Miles for every S$1 spent at Kaligo.com
  • Up to 8X Citi Miles for every S$1 spent on Agoda.com
  • 20% discounts on mobile WiFi router rental
  • Free travel protection


  • Dining deals nationwide
  • Up to 10% discount at over 800 outlets including Burger King, Starbucks etc


  • Special rates for Asia's finest golf courses

Other Features

  • Worldwide cash withdrawal
  • 24/7 assistance with card queries
  • Credit limit flexibility
  • Travel protection
  • Get Citibank Balance Transfer with 0% interest rates for 6 months with 2.5% upfront fee.

Card Information

Annual Fee $192.6
Min. Monthly Income $4,200
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder Free
Finance charges S$3 or;

20% p.a. - prompt payment for 12 consecutive months

26% p.a. - prompt payment for at least 10 out of 12 months

29% p.a – if any of the above are not met

Goods & Services Tax (GST)

Inclusive in annual fee

Late payment charge


Cash advance amount

Up to available credit limit

Cash advance charge

6% of the amount withdrawn or S$15, whichever is higher

Cash advance interest charge

Finance charges of 26% p.a. subject to compounding on the amount withdrawn

Cashback Limit


Rewards points expiry

Product Review by iMoney Singapore

Citi Miles in your hands

Earn great deals and discounts especially when you’re travelling with the Citibank PremierMiles Visa Card. If you’re an avid traveller, by making transactions with your credit card on Kaligo.com, you will earn 10X Citi Miles for every S$1 spent. Earn miles faster if you swipe your card overseas (with foreign currency) whereby you will earn 2 Citi Miles for every S$1 spent, and on local spending you will earn 1.2 Citi Miles for every S$1 spent. Plus, you get to earn 10,000 Citi Miles when you renew your credit card membership. Furthermore, you get to accumulate your Citi Miles unlimitedly because your Citi Miles would never expire.

Fees and Charges

To renew principal card, you will need to pay S$192.60 annually; and for the supplementary card, it is complimentary. There are 3 tiers for interest charges, with a minimum interest charge of S$3. You are entitled for the lowest interest rate at 20% per annum if you could make prompt payment, or settle at least 50% of your outstanding balances for 12 consecutive months. If you missed making prompt payment for once or twice within the 12 consecutive months, your will be charged for 26% per annum on your outstanding balances. If you did not settle more than 50% of your outstanding balances or missed making payment for more than 2 months, you will be charged on the highest tier of interest rate, which is 29% per annum. Minimum monthly payment is computed as 1% of current balance+ 1% outstanding balance, or $25, whichever is higher. Besides, you will be penalised on late payment for S$60. If you withdraw cash from your card, you will be charged for 6% of amount withdrawn, or S$15, whichever is higher.

Are You Eligible For Citibank PremierMiles Visa Card?

You will be qualified for applying Citibank PremierMiles Visa Card if your income is equal to, or more than S$4200 (for Singaporeans and Singapore permanent residents). The minimum age for principal card applicants is 21 years old and above; supplementary card applicants is 18 years old and above.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Citibank Rewards Card and ANZ Travel Visa Signature Card, which may match your requirements. If you prefer to broaden your credit card search, review more Citibank credit cards and start comparing today!