Min. Monthly Income
- Up to 3X DBS points for every S$5 spent
- 3-in-1 card with Credit, ATM and EZ-link capabilities
- 5 years annual fee waiver
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The 3-In-1 Card
DBS Live Fresh Visa Card is a 3-in-1 card, where you can use it as a credit card, ATM card or EZ-Link Card. This card comes with EZ-Reload function, where it will help you to reload your card automatically, with earning 3X DBS Points. Besides, you can also make payment with Visa payWave transactions, where you can just simply wave your card to pay up to S$100 for each transaction at more than 12,000 retail shops and restaurants locally. With Visa payWave transactions, you will get to earn 3X DBS Points. You will never want to miss the great deal if you love online shopping. You will get to enjoy 6% cash rebates on all your online purchases, plus earning 3X DBS Points. Not only that, you will not want to miss earning 6% cash rebate on online travel bookings with the participating travel partners. Plan your holiday trips ahead with AirAsia Airline, Agoda, Airbnb and more! If you dine at any of the 1,000 selected merchants in Singapore, you will get discounts up to 50% too! Every 1 DBS Point equals to S$5, and you can redeem it for shopping, dining, or travel privileges. Balance transfer programme is available for this card, you can now enjoy 0% interest rate to repay your outstanding balances. 2.5% administration fee is required for 6 months repayment period; and 4.5% administration fee is required for 12 months repayment period.
Fees and Charges
Annual fee for principal card is only S$128.40 and S$42.80, respectively. However, principal cardholders do not need to pay annual fee for the first 5 years of subscription. It is not advisable for you to have outstanding balance in your card account. If you have outstanding balance, you will need to pay for interest at a rate of 24.90% per annum, with minimum interest charge of S$2.50. If no minimum monthly payment is made by the payment due date, your card account will automatically subscribe to the highest tier of interest rate, 28.90% per annum. You will then need to pay your outstanding balance and current balance at higher interest rate. Minimum monthly payment is computed as 3% of your statement balance or S$50, whichever are greater, plus any overdue amounts and/or amount exceeds credit limit. Late payment charge will be S$60, if you have more than S$50 for your outstanding balance. If you use your card as ATM card, you will be charged for 6% of amount withdrawn, or S$15, whichever is greater.
Are You Eligible For DBS Live Fresh Visa Card?
To apply DBS Live Fresh Visa Card, there is no minimum monthly income required. For principal card applicants, you must be 21 years old and above. For supplementary card applicants, you must be 18 years old and above.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as DBS NUS Alumni MasterCard Card and Citibank Clear Card, which may match your requirements. If you prefer to broaden your credit card search, discover more DBS credit cards and start comparing today!