• Min. Monthly Income


  • Interest Rate

    24.9% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee


Featured Highlights
  • 6% voucher rebates at Takashimaya
  • Privileges and additional discounts up to 10% at Takashimaya
  • Access to American Express SELECTS®


  • 6% voucher rebates at Takashimaya
  • Additional 10% discounts during selected sale events at Takashimaya
  • 5% discounts at Takashimaya Japan
  • Parking privileges at Takashimaya


  • 1X DBS points for every S$5 spent
  • Over 1,000 dining deals and offers available nationwide


  • 1X DBS points for every S$5 spent


  • 1X DBS points for every S$5 spent on groceries


  • 14% savings on petrol at Esso

Other Features

  • Special parking privileges at Takashimaya
  • Access to American Express SELECTS® privileges

Card Information

Annual Fee $192.6
Min. Monthly Income $4,200
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder S$96.30
Finance charges 24.90% p.a. - prompt payment

28.90% p.a. - if the above mentioned is not met

Goods & Services Tax (GST)

Inclusive in annual fee

Late payment charge

S$60 for balance above S$50

Cash advance amount

Up to available credit limit

Cash advance charge

6% of the amount withdrawn or S$15.00, whichever is greater

Cash advance interest charge

Finance charges of 28% p.a. compounded daily until full repayment.

Cashback Limit


Rewards points expiry


Product Review by iMoney Singapore

Shop More And Save More in Takashimaya

DBS Takashimaya American Express® Card gives you 6% voucher rebates when you shop at Takashimaya Store. For every S$10 spent at Takashimaya Department Store, you will get to earn 2 Takashimaya Bonus Points. From that, you can redeem S$30 of Takashimaya Gift Vouchers with 100 Takashimaya Bonus Points earned, which is equivalent to 6% voucher rebates. On top of top, you will get extra 10% discounts when you shop at Takashimaya Department Store during selected sale events. Other than shopping at Takashimaya Store, you can shop at anywhere else with earning DBS Point too! Get 1 DBS Point when you spend S$5! Redeem accumulated DBS Points for more Takashimaya vouchers. Besides, you will also get to enjoy exclusive privileges for shopping and dining at more than 1,000 participating merchants in the island. Repay your outstanding balance at lower interest rate with the balance transfer programme: 0% interest rate for 6 or 12 months, with 2.5% or 4.5% administration fee. The longer the repayment period, the higher the administration fee.

Fees and Charges

Annual fee for principal and supplementary card is S$192.60 and S$96.30, respectively. You will be given one year annual fee waiver if you charge more than S$6,000 a year. If minimum payment is made by the monthly payment due date, you are entitled to pay your outstanding balance at interest rate of 24.90% per annum, or S$2,50, whichever is greater. If no minimum payment is received by monthly payment due date, your card account will auto subscribe to a higher interest rate tier, 28.90% per annum. Minimum monthly payment is 3% of your statement balance, or S$50, whichever is higher, adding the amounts exceed credit limit and overdue amounts. You will be penalized on late payment which charges you S$60 (if your outstanding balance is S$50 and above). Withdrawing cash in advance, you will need to pay 6% of amount withdrawn, or S$15, whichever is higher.

Are You Eligible For DBS Takashimaya American Express® Card?

To be eligible for applying DBS Takashimaya American Express® Card, you must have a minimum monthly income of S$4,167, and must be 21 years old and above. If you are a supplementary card applicant, you must be 18 years old and above.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as DBS Altitude Visa Signature Card and Standard Chartered Manhattan World MasterCard, which may match your requirements. If you prefer to broaden your credit card search, discover more DBS credit cards and start comparing today!