• Min. Monthly Income


  • Interest Rate

    24% p.a.

  • Balance Transfer

    2.5% p.a.

  • Annual Fee


Featured Highlights
  • Up to 3.5% cash back on online, dining and entertainment bills
  • Instant discount up to 16% on petrol at Shell & Caltex
  • Choose from gifts worth up to S$178 or cash back of up to S$160


Choose from gifts worth up to S$178 OR cashback of up to S$160

  • Option 1: HSBC’s Gold Class Movie Card (worth S$138) + Up to S$40 cash back
  • Option 2: Up to S$160 cash back
  • Offers valid until 31 July 2017


  • Up to 16% instant discounts at Shell and Caltex stations


  • Up to 75% off hotel bookings at Agoda
  • Expedia:10% off hotel bookings


  • 15% discounts on dining bills at Gusto Italiano & Asian Masters
  • 10% off at Swensen's
  • Up to 3.5% cash back on dining


  • Up to 3.5% cash back on entertainment


  • Zalora: 15% off storewide (With minimum spend of S$100)
  • Up to 3.5% cash back on shopping

Other Features

  • HSBC's Card Balance Conversion Plan
  • PayWave ready

Card Information

Annual Fee Free
Min. Monthly Income $2,500
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder Free
Finance charges S$2.50 or;

24% p.a. (whichever higher)

Goods & Services Tax (GST)


Late payment charge


Cash advance amount

Up to available credit limit

Cash advance charge

5% of cash advance amount or S$15 (whichever is higher)

Cash advance interest charge

Finance charges of 28% p.a. compounded daily until full repayment.

Cashback Limit


Rewards points expiry


Product Review by iMoney Singapore

Only For HSBC Advance Account Holders!

HSBC Advance Visa Platinum Card is exclusively designed for all. Cardholder can enjoy up to 3.5% cash back on all spend with S$2,000 minimum spend per month. Cash back is capped at S$125 per month.

With this card, cardmember can enjoy discount of 15% at Gusto Italiano & Asian Masters. Besides, savings up to 16% instant discount from pumping petrol if you fill up at any Shell or Caltex stations. Furthermore, cardmember can enjoy financial flexibility when you divide purchases into small monthly instalments with HSBC's Card Balance Conversion Plan.

To be eligible for the credit card offers, new customer can choose sign up gift from HSBC's Gold Class Movie card (worth S$138) with S$40 cash back or S$160 cash back while existing HSBC customers will enjoy up to S$90 cash back. Furthermore, all customers will get additional S$20 cash back with online sign up exclusive and S$20 cash back with supplementary card sign up. Charge a minimum of S$600 within a month of card account opening date.

Fees and Charges

No annual fee is required for the main card and supplementary card. However, interest will be charged on outstanding balances, which is 24% per annum, with minimum charge of S$2.50. Also, monthly payment should not be less than S$50, or 3% of monthly statement balance. You will also be charged on late payment for S$55. If you withdraw cash in advance, you will need to pay S$15, or 5% of withdrawn amount, whichever is higher.

Are You Eligible For HSBC Advance Visa Platinum Card?

HSBC Advance Visa Platinum Card can only be applied by HSBC Advance holder and must be 21 years old and above. If you are a Singaporeans or Singapore permanent resident, your monthly income must not less than S$2,500. For self-employed or a foreigner, your monthly income must be at least S$3,333. If you do not meet the mentioned income requirement, you will need at least S$10,000 of fixed deposits at HSBC until card closure.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as HSBC Revolution Credit Card and Citibank Rewards Card, which may match your requirements. If you prefer to broaden your credit card search, see more HSBC credit cards and start comparing today!