• Min. Monthly Income


  • Interest Rate

    24% p.a.

  • Balance Transfer

    2.5% p.a.

  • Annual Fee


Featured Highlights
  • 10x rewards points on online, dining and entertainment bills
  • 14% instant discount on petrol at Shell & Caltex
  • Receive Samsonite Black Label Plutus 68cm Luggage (worth S$950) when you sign-up now!


  • 14% instant discounts at Shell and Caltex stations
  • 1X Rewards point for every S$1 spent on fuel


  • 10X rewards on travel bookings made online
  • 9% discounts on travel bookings
  • Complimentary travel accident insurance
  • Enjoy privileges across 160 countries globally with home and away Privilege Programme


  • 10X reward points for every S$1 spent on dining
  • 15% discounts on dining bills at more than 50 leading European restaurants


  • 10X rewards points on spending at nightspots, bars and family KTVs
  • Special price on tickets at Golden Village


  • 10X rewards points on all online transaction, including shopping sites

Other Features

  • Complimentary golfers' and travel insurance
  • PayWave ready

Card Information

Annual Fee Free
Min. Monthly Income $2,500
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder Free
Finance charges S$2.50 or;

24% p.a. (whichever higher)

Goods & Services Tax (GST)


Late payment charge


Cash advance amount

Up to available credit limit

Cash advance charge

5% of cash advance amount or S$15 (whichever is higher)

Cash advance interest charge

Finance charges of 28% p.a. compounded daily until full repayment.

Cashback Limit


Rewards points expiry


Product Review by iMoney Singapore

Only For HSBC Advance Account Holders!

HSBC Advance Visa Platinum Card is exclusively designed for all HSBC Advance account holders. With this card, you will get to enjoy discount of 15% if you dine at the 50 selected leading European restaurants. Besides, you will also get to save from pumping petrol if you purchase fuel at any Shell stations, receive 14% discount and earn 1 Shell Escape point for every S$5 charged to your card. If you purchase fuel at Caltex petrol station, you will also get to enjoy discount of 14%, plus earning 1 Caltex Thanks! Point for every S$1 charged to your card. Furthermore, you can now transfer your credit card balances with taking the exclusive HSBC balance transfer programme, repay your outstanding balances at 0.8% per annum for 6 months upon card approval. Upfront processing fee of S$88 will be waived if you transfer more than S$10,000 of your balance.

Fees and Charges

No annual fee is required for the main card and supplementary card. However, interest will be charged on your outstanding balances, which is 24% per annum, with minimum charge of S$2.50. Also, your monthly payment should not less than S$50, or 3% of your monthly statement balance. You will also be charged on late payment for S$55. If you withdraw cash in advance, you will need to pay S$15, or 5% of withdrawn amount, whichever is higher.

Are You Eligible For HSBC Advance Visa Platinum Card?

HSBC Advance Visa Platinum Card can only be applied by HSBC Advance holder and must be 21 years old and above. If you are a Singaporeans or Singapore permanent resident, your monthly income must not less than S$2,500. For self-employed or a foreigner, your monthly income must be at least S$3,333. If you do not meet the mentioned income requirement, you will need at least S$10,000 of fixed deposits at HSBC until card closure.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as HSBC Revolution Credit Card and Citibank Rewards Card, which may match your requirements. If you prefer to broaden your credit card search, see more HSBC credit cards and start comparing today!