• Min. Monthly Income


  • Interest Rate

    24% p.a.

  • Balance Transfer

    2.5% p.a.

  • Annual Fee


Featured Highlights
  • Up to 6% cashback on daily essentials
  • 1X reward points for every S$1 spent, redeem with lesser points
  • Free from annual fee for life


  • Up to 6% cashback on petrol
  • 14% instant discounts on petrol bills at all Shell and Caltex stations


  • Up to 5% cashback on groceries spending


  • Up to 2% cashback on dining
  • Discounts up to 50% from wide range of restaurants nationwide
  • 20% a la carte Lunch bill with selected restaurants at The Fullerton Hotel Singapore


  • 24-hour golf concierge service & complimentary insurance coverage
  • 50% off walk-in green fees at over 16 golf courses in South East Asia
  • Savings up to S$40 at Golden Village with HSBC Movie Card


  • 40% savings for selected package at Le Meridien Bangkok
  • Discounts on travel bookings with ZUJI
  • Complimentary travel insurance

Other Features

  • Complimentary travel insurance covering flight inconvenience
  • Tap and Go™ ready
  • 0% Card instalment plan

Card Information

Annual Fee Free
Min. Monthly Income $2,500
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder None
Finance charges S$2.50

24% p.a. (whichever higher)

Goods & Services Tax (GST)


Late payment charge


Cash advance amount

Up to available credit limit

Cash advance charge

5% of cash advance amount or S$15 (whichever is higher)

Cash advance interest charge

Finance charges of 28% p.a. compounded daily until full repayment.

Cashback Limit


Rewards points expiry

3 years

Product Review by iMoney Singapore

Exclusively For HSBC Premier Customers

HSBC Premier MasterCard Credit Card comes with tons of cashback as long as you charge your purchase to this card. You will not only get 14% discount, but also up to 6% cashback when you purchase fuel at any Shell stations! If you purchase fuel at Caltex petrol station, you will also get to enjoy 14% discount. What’s more exciting, you will receive up to 5% cashback for spending at any grocery stores in Singapore. Besides, you will also get up to 2% cashback if you dine in any of the selected restaurants. For other spending you will earn 1 Rewards Point for every S$1 spent. For non-HSBC credit cardholder, you can now transfer credit card to HSBC with lower interest rate! You can choose your repayment period for 6 months or 12 months, whichever you prefer to repay your outstanding balances. You will only need to repay your outstanding balances at interest rate of 3.20% per annum for 6 months. If your preferred repayment period is 12 months, then you will need to repay your outstanding balances at interest rate of 4.88% per annum. Processing fee is S$88, but it will be waived if approved amount is more than S$10,000.

Fees and Charges

Annual fee is not required for main card and supplementary card. For outstanding balances, you will be charged for interest rate of 24% per annum, or S$2.50, whichever is greater. You will need to pay at least S$50 or 3% of your monthly statement balance for monthly payment. Late charges will be S$60. Cash advance charges would be S$15 or 5% of withdrawn amount depending on which is greater.

Are You Eligible For HSBC Premier MasterCard Credit Card?

You are eligible to apply for the HSBC Premier MasterCard Credit Card only if you are HSBC Premier customer. Your monthly income must more than S$2,500 (for Singaporeans and Singapore permanent resident) or S$3,333 (for self-employed or foreigners). Main card applicants must not younger than 21 years old; and supplementary card applicants must not younger than 18.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as HSBC Visa Platinum Credit Card and DBS Live Fresh Visa Card, which may match your requirements. If you prefer to broaden your credit card search, see more HSBC credit cards and start comparing today!