• Min. Monthly Income


  • Interest Rate

    24% p.a.

  • Balance Transfer

    2.5% p.a.

  • Annual Fee


Featured Highlights
  • Cash rebates up to 5% on a quarterly basis
  • Up to 14% instant discounts for fuel at Caltex and Shell plus 5% cashback
  • Enjoy up to S$160 Cashback when you apply online


  • Up to 5% cash rebates on petrol
  • Enjoy up to 14% instant discounts at all Shell and Caltex stations along with cash rebates


  • Up 5% cash rebates at all major supermarkets


  • Up to 2% cashback on dining bills


  • Up to 5% cash rebate


  • Enjoy S$12 off Adventure Cove Waterpark One-day Adult Pass

Other Features

  • Offers and privileges for medical services at selected partners
  • Balance transfers rate starts at 0.8% p.a.
  • PayWave ready
  • Earn 1 Rewards point with every S$1 charged

Card Information

Annual Fee $180
Min. Monthly Income $2,500
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder Free
Finance charges S$2.50 or;

24% p.a. (whichever higher)

Goods & Services Tax (GST)
Late payment charge


Cash advance amount

Up to available credit limit

Cash advance charge

5% of cash advance amount or S$15 (whichever is higher)

Cash advance interest charge

Finance charges of 28% p.a. compounded daily until full repayment.

Cashback Limit

S$60 per Account per Quarter

Rewards points expiry

3 years

Product Review by iMoney Singapore

More Family-Friendly Privileges From HSBC Visa Platinum Credit Card

HSBC Visa Platinum Credit Card comes with perks of receiving cashback. Enjoy up to 14% instant discount on fuel purchases at any of the Caltex and Shell fuel stations! Besides, regardless where you purchase your groceries, you will get up to 5% cashback too! You will also get to enjoy 2% cashback on dining at restaurants. For every S$1 spent, customers can earn 1 Rewards Point. Most importantly, you can charge tax payment to this card, so that you will earn Rewards Points! Transfer your credit card balances to HSBC, with low balance transfer rate! You can choose your preferred repayment period, either 6 months or 12 months. If it is 6 months repayment period, you will need to repay your outstanding card balances at interest rate of 3.20% per annum. If your preferred repayment period is 12 months, you will need to repay your outstanding balances at interest rate of 4.88% per annum. Processing fee is S$88, but waiver is given if your approved amount is S$10,000 and above.

To be eligible for the credit card offers, new customer can choose sign up gift from HSBC's Gold Class Movie card worth S$138 or S$120 cash back while existing HSBC customers will enjoy S$50 cash back. Furthermore, all customers will get additional additional S$20 cash back with online sign up exclusive and S$20 cash back with supplementary card sign up. Charge a minimum of S$600 within a month of card account opening date.

Fees and Charges

You can enjoy the annual fee waiver for the first 2 years upon card approval. Annual fee for principal card is S$180; and for supplementary card is free for life. Interest charge on outstanding balances is 24% per annum, with minimum charge of S$2.50. Monthly payment must be at least 3% of outstanding balance, or S$50, whichever is higher. You will also be charged on late payment for S$55. If you withdraw cash from any ATMs, you will need to pay for another 5% of amount withdrawn, or S$15, whichever is higher.

Are You Eligible For HSBC Visa Platinum Credit Card?

To apply HSBC Visa Platinum Credit Card, you must be age 21 and above. If you are a Singaporean or Singapore permanent resident, your monthly income must at least S$2,500. For self-employed or foreigners, your monthly income must not less than S$3,333 per month. If none of the requirements mentioned is met, you must have at least S$10,000 of fixed deposit to be maintained in HSBC until card closure.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as HSBC Premier MasterCard Credit Card and UOB Visa Signature Card, which may match your requirements. If you prefer to broaden your credit card search, see more HSBC credit cards and start comparing today!