• Min. Monthly Income


  • Interest Rate

    25.92% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee


Featured Highlights
  • Privileges & cashback for purchases made at BEST Denki
  • Up to 2.5% additional cashback annually
  • 2 years annual fee waiver


  • Up to 20% off on selected acts


  • Up to 30% discounts on wide range of offers and deals


  • 8% BEST rewards or 2% cashback on every S$1 spent at BEST Denki
  • Exclusive privileges at BEST Denki
  • Up to 2.5% additional cashback annually

Other Features

Card Information

Annual Fee $160.5
Min. Monthly Income $2,500
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder S$80.25
Finance charges 25.92% p.a.
Goods & Services Tax (GST)

Inclusive in annual fee

Late payment charge

S$2.50 or; stated % on current outstanding balance whichever higher

Cash advance amount

Up to 70% of approved credit limit

Cash advance charge

6% of amount withdrawn or S$15, whichever is higher

Cash advance interest charge

Finance charges of 28.92% p.a. with a minimum of $2.50 will be calculated on a daily basis until full repayment.

Cashback Limit


Rewards points expiry


Product Review by iMoney Singapore

BEST Card Ever!

OCBC BEST Denki Platinum MasterCard is exclusively created by BEST Denki. You will receive 8% BEST Rewards (or 2% cashback) when you purchase anything at BEST Denki. This card earns you extra 2% cashback if you charge more than S$10,000 a year to your card. Plus 2.5% cashback will be given to you when you charge more than S$20,000 a year. Other than that, you will get free delivery for bulky items when you spend S$200 and above at BEST Denki. This card allows you to enjoy longer warranty with Safety 5 Premium Warranty Programme. You will only need to pay extra 16% of the purchase price to get greater coverage from flood protection, product failure, fire protection and more! Save more when you transfer your outstanding balances to OCBC, you will only need to repay your outstanding balances at 0% interest rate for up to 12 months. Repayment period affects your processing fee, the longer the repayment period, the higher the processing fee. You will need to pay: 1.68% processing fee for 3 months repayment period; 2.5% processing fee for 6 months repayment period; and 4.5% processing fee for 12 months.

Fees and Charges

OCBC BEST Denki Platinum MasterCard welcomes you with 2 years annual fee waiver. You will only need to pay S$160.50 (main card) or S$80.25 (supplementary card) per year for subsequent years. Interest charge on outstanding balances is 25.92% per annum, with minimum charge of S$2.50. If no minimum monthly payment is received on time, you will need to pay for late payment charge of S$60. Minimum monthly payment is S$50, or 3% of your total balance of the month, whichever is higher, plus overdue amounts and excess amounts of credit limit. If you withdraw cash from this card, you will be charged for 6% of withdrawn cash, with minimum charge of S$15.

Are You Eligible For OCBC BEST Denki Platinum MasterCard?

To apply OCBC BEST Denki Platinum MasterCard, you must be 21 years old and above, with at least S$2,500 of monthly income (Singapore citizens and permanent residents) or S$3,750 of monthly income (for foreigners). To subscribe supplementary card, you must be 18 years old and above.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as OCBC PLUS! Visa Credit Card and ANZ Optimum World MasterCard Credit Card, which may match your requirements. If you prefer to broaden your credit card search, see more OCBC credit cards and start comparing today!