• Min. Monthly Income


  • Interest Rate

    25.92% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee


Featured Highlights
  • 1 OCBC$ for every S$1 spent
  • Up to 30% off spa packages and more
  • 2 years annual fee waiver


  • Up to 20% off dining bills at Resorts World Sentosa
  • Up to 50% off dining bills with OCBC dining deals


  • 15% off admission at Pororo Park
  • Exclusive discounts at Cathay Cineplexes


  • S$10 off with min. S$50 spent with Lazada
  • 10% discounts on online purchases with HipVan


  • 5% off hotels at selected destinations with agoda
  • Exclusive privileges for travel bookings with Asiatravel

Other Features

Card Information

Annual Fee $160.5
Min. Monthly Income $2,500
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder S$80.25
Finance charges 25.92% p.a.
Goods & Services Tax (GST)

Inclusive in annual fee

Late payment charge

S$2.50 or; stated % on current outstanding balance whichever higher

Cash advance amount

Up to 70% of approved credit limit

Cash advance charge

6% of amount withdrawn or S$15, whichever is higher

Cash advance interest charge

Finance charges of 28.92% p.a. with a minimum of $2.50 will be calculated on a daily basis until full repayment.

Cashback Limit


Rewards points expiry


Product Review by iMoney Singapore

One Of The Best Family-Friendly Cards

Let OCBC Platinum MasterCard takes care of you and your beloved family. If you charge childcare and enrichment programmes to your card, you will get to save up to 35%. Bring your kids for Clay Cove sessions, guitar class and more! Besides, enjoy spending your quality time with your family at Singapore Zoo, Night Safari and Gardens by the Bay to save up to 20%. What’s more, pamper yourself at selected spa centres such as Adeva Spa and Spa Rael with great promotion deals! Enjoy your family dinner with exclusive deals at participating restaurants such Din Tai Fung, Marche Restaurant and more. This card also gives you privileges to access two theme parks at Resort World Sentosa: Universal Studios Singapore®and S.E.A. Aquarium with discounted rate at S$78. Plus, you will get to enjoy discounts of up to 20% when you spend on any of the participating merchants in Sentosa. Furthermore, if you charge your air tickets from AirAsia international flights to your card on Wednesday, you will get 20% off! You can now save more for your vacations. For every S$1 you spent, you will earn 1 OCBC$. Then, you can redeem your accumulated OCBC$ for Robinsons vouchers, dining vouchers, and more! On the other hand, you can transfer your existing card to OCBC, with OCBC balance transfer programme: 0% interest charge for up to 1 year of repayment period. Processing fee will be 1.68% for 3 months repayment period; 2.50% for 6 months repayment period; and 4.50% for 12 months repayment period.

Fees and Charges

You will enjoy 2 years annual fee waiver for principal and supplementary card. Annual fee for main card and supplementary card is S$160.50 and S$80.25, respectively. Without maintaining good credit history of your card, you will need to pay interest of 25.92% per annum, with minimum charge of S$2.50. If no minimum monthly payment is received by payment due date, you will be charged for late payment, S$60. Minimum monthly payment is S$50, or 3% of your total balance, whichever is greater, plus amounts exceed of the credit limit and/or overdue amounts. Withdrawing cash will charge you S$15, or 6% of withdrawn amount, whichever is greater.

Are You Eligible For OCBC Platinum MasterCard?

To apply OCBC Platinum MasterCard, you must be at least 21 years old. For Singapore citizens and permanent residents, your monthly income must not less than S$2,500. For foreigners who stay in Singapore, you will need at least S$3,750 of monthly income.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as OCBC 365 Credit Card and CIMB Visa infinite Card, which may match your requirements. If you prefer to broaden your credit card search, see more OCBC credit cards and start comparing today!