• Min. Monthly Income

    $2,500

  • Interest Rate

    25.92% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee

    $160.5

Featured Highlights
  • 7% rebate on everything at FairPrice
  • Auto-Instalment over 3 or 6 months at 0% interest
  • Annual-fee waiver for first year
Petrol
9/10
Shopping
10/10
Utilities
6.5/10
Groceries
7/10
Dining
6.5/10

Petrol

  • Save up to 21.3% at Esso
  • 14% off on petrol with Caltex

Shopping

  • Up to 50% discounts at participating OCBC merchants
  • 3% off at Popular and Unity
  • Auto-instalment plan for 3 or 6 months at 0% interest
  • Up to 1% cash rebate on monthly bills
  • Save up to S$40 on puchases with Qoo10 Singapore

Utilities

  • 1.3% LinkPoints on Visa spending with M1, Starhub, and Singtel

Groceries

  • 7% discounts on everything at FairPrice and Warehouse Club
  • Free delivery for groceries at FairPrice Online

Dining

  • Save up to 50% on local dining

Other Features

  • Plus! Savings Account
  • Plus! Term Life Insurance
  • 1% cashback for monthly bills of S$1,000 and above
  • 0.5% cashback for monthly bills below S$1,000

Card Information

Annual Fee $160.5
Min. Monthly Income $2,500
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder S$80.25
Finance charges 25.92% p.a.
Goods & Services Tax (GST)

Inclusive in annual fee

Late payment charge

S$60

Cash advance amount

Up to 70% of approved credit limit

Cash advance charge

6% of amount drawn or S$15, whichever is higher

Cash advance interest charge

Finance charges of 28.92% p.a. with a minimum of S2.50 will be calculated on a daily basis until full repayment

Cashback Limit

N/A

Rewards points expiry

N/A

Product Review by iMoney Singapore