• Min. Monthly Income


  • Interest Rate

    25.92% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee


Featured Highlights
  • 7% discounts on everything at FairPrice
  • Up to 18.3% fuel savings with Esso
  • S$10 cash rebate when you apply now!


  • 18.5% fuel savings + 2.8% Smiles Points at Esso
  • 14% discounts on petrol with Caltex


  • Up to 50% off at participating OCBC merchants
  • 3% discounts at Popular
  • 3% off everything at Unity


  • 1.3% LinkPoints on spending with M1, Starhub, and SingTel


  • 7% off everything at FairPrice and FairPrice online
  • Free delivery for groceries at FairPrice


  • Up to 50% discounts on dining islandwide

Other Features

  • 0.22% LinkPoints on all Visa spending
  • Plus! Savings Account
  • Plus! Term Life Insurance

Card Information

Annual Fee $80
Min. Monthly Income $2,500
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder Free
Finance charges 25.92% p.a.
Goods & Services Tax (GST)

Inclusive in annual fee

Late payment charge

S$2.50 or; stated % on current outstanding balance whichever higher

Cash advance amount

Up to 70% of approved credit limit

Cash advance charge

6% of amount withdrawn or S$15, whichever is higher

Cash advance interest charge

Finance charges of 28.92% p.a. with a minimum of $2.50 will be calculated on a daily basis until full repayment.

Cashback Limit


Rewards points expiry


Product Review by iMoney Singapore

Save Across Everything With OCBC Plus! Visa Credit Card!

OCBC Plus! Visa Credit Card is exclusively for everyone, including non-NTUC member, to enjoy shopping with NTUC. This card offers you 5% discount on anything you purchase at FairPrice and FairPrice Online. Besides, you will also get to enjoy 18.3% fuel savings when you purchase fuel at Esso fuel station. On the other hand, you will receive 5% off on anything you purchase at Unity. This card earns you 2% LinkPoints for every S$1 you spent on EZ-Reload (bus/train). With spending every S$1 at your telco bills for M1 and Starhub, you will earn 1.3% LinkPoints. This card also rewards you with 1.3% LinkPoints when you charge utility bills (electricity, water and gas) to your card. Anything else you spend, you will earn 0.3% LinkPoints for every S$1 you charge to your card. With OCBC balance transfer programme, you can now repay your outstanding balances at 0% interest rate for a repayment period up to 1 year. Processing fee will be determined by your repayment period: 1.68% for 3 months; 2.50% for 6 months; and 4.50% for 12 months.

Fees and Charges

You will only need to pay S$80 per year to renew your principal card, however, you can enjoy annual fee waiver for the first year. For supplementary card, you can enjoy annual fee waiver for life. Outstanding balances will be charged for interest, 25.92% per annum, with minimum charge of S$2.50. If you fail to make monthly payment by the payment due date, you will be charged for late payment of S$60. Minimum monthly payment must not less than S$50, or 3% of total balance, whichever is higher, plus amount exceeds credit limit and/or overdue amounts. If you withdraw cash from this card, you will be charged for 6% of cash advance amount, or S$15, whichever is higher.

Are You Eligible For OCBC Plus! Visa Credit Card?

To apply OCBC Plus! Visa Credit Card, you must be 21 years old and above. Monthly income must be S$2,500 and above (for Singaporeans and Singapore permanent residents) or S$3,750 and above (for foreigners). Supplementary card applicants must be at least 18 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as OCBC 365 Credit Card and Citibank M1 Platinum Visa Card, which may match your requirements. If you prefer to broaden your credit card search, see more OCBC credit cards and start comparing today!