• Min. Monthly Income

    $2,500

  • Interest Rate

    25.92% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee

    $192.6

Featured Highlights
  • Up to 10% cashback at preferred brands & outlets without any capping
  • 0% interest Auto-Instalment Plan for 3 or 6 months
  • First year annual fee waiver
Shopping
10/10
Dining
6/10
Travel
6.5/10
Petrol
9/10
Entertainment
6.5/10

Shopping

  • Up to 10% cashback & 25% additional discounts at Robinsons, M&S and/or John Little
  • 5% cashback at 19 preferred brands
  • In-store privilages include discounted prices and private sales
  • 0% interest instalment plan of 3 or 6-month that auto-convert your spending
  • Up to 1% rebate on monthly bills

Dining

  • 5% off at Gyoza-Ya and Sushi Goshin
  • Save up to 50% on local dining

Travel

  • Gain 3 Robs$ for each S$2 spent overseas
  • 8% discount for hotel reservation via Hotels.com

Petrol

  • Save up to 14% with Caltex
  • 14% discount with Esso

Entertainment

  • 15% off on admissions for Gardens by the Bay
  • 15% discount entrance at Pororo Park

Other Features

  • 1% cashback for monthly bills of S$1,000 and above
  • 0.5% cashback for monthly bills below S$1,000

Card Information

Annual Fee $192.6
Min. Monthly Income $2,500
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder S$96.30
Finance charges 25.92% p.a.
Goods & Services Tax (GST)

Inclusive in annual fee

Late payment charge

S$80

Cash advance amount

Up to 70% of approved credit limit

Cash advance charge

6% of amount drawn or S$15, whichever is higher

Cash advance interest charge

Finance charges of 28.92% p.a. with a minimum of S2.50 will be calculated on a daily basis until full repayment

Cashback Limit

N/A

Rewards points expiry

N/A

Product Review by iMoney Singapore