• Min. Monthly Income


  • Interest Rate

    25.92% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee


Feature Highlights
  • Up to 2 air miles for every S$1 spent
  • 3X OCBC$ for every overseas spend and 1X OCBC$ for any others
  • Annual fee waiver for the first 2 years


  • Up to 2 air miles for every S$1 spent
  • Complimentary use of JetQuay service
  • Privileges and discounts at AccorHotels Asia Pacific
  • 8% discounts on hotel bookings on hotels.com


  • Free S$40 coupons from Qoo10
  • Up to 1 air mile or 1 OCBC$ for every S$1 spent locally


  • Exclusive privileges & discounts at Peach Garden & Paradise Group


  • 14% discounts on petrol with Caltex
  • 14% savings on fuel with Esso


  • Dining deals with discounts up to 50%

Other Features

  • Exclusive Titanium rewards catalouge

Card Information

Annual Fee $192.6
Min. Monthly Income $2,500
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder S$96.30
Finance charges 25.92% p.a.
Goods & Services Tax (GST)

Inclusive in annual fee

Late payment charge


Cash advance amount

Up to 70% of approved credit limit

Cash advance charge

6% of amount withdrawn or S$15, whichever is higher

Cash advance interest charge

Finance charges of 28.92% p.a. with a minimum of $2.50 will be calculated on a daily basis until full repayment.

Cashback Limit


Rewards points expiry


Product Review by iMoney Singapore

Earn Air Miles To Earn Air Tickets!

OCBC Titanium MasterCard earns you air miles everywhere! If you charge your card for overseas spend, you will earn up to 2 air miles for every dollar spent. If you charge your card for local purchase, you will receive 1 air mile for every dollar spent. Besides, you will also receive 3X OCBC$ when you charge overseas purchase to your card; and 1X OCBC$ when you charge local purchase to your card. OCBC$ comes with no minimum monthly spending cap. For accumulated OCBC$, you can redeem it for exciting travel deals including free hotel stay packages and airfares. Not only that, you can also redeem it for golf games, shopping vouchers, movie tickets and more! With this card, you will get to enjoy your party night with your friends for priority entry and discounts at Peach Garden or Paradise Group and more! On the other hand, you will also be given priority booking for concerts in Singapore. If you like the benefits of this card, you may take up the balance transfer programme offered by OCBC: 0% interest for up to 12 months. Processing fee is determined by you repayment period, the longer the repayment period, the higher the processing fee. It starts from 1.68% for 3 months repayment period, followed by 2.50% for 6 months repayment period, then 4.50% for 12 months repayment period.

Fees and Charges

To renew your principal card, you will need to pay S$192.60 per annum, whereas, to renew your supplementary card, you will need to pay S$96.30 per annum. You will get to enjoy 2 years annual fee waiver for both main and supplementary cards. If you missed making any minimum monthly payment, you will need to pay for interest of 25.92% per annum, or S$2.50, whichever is greater, for outstanding balance. Minimum monthly payment comes with a minimum charge of S$50, or 3% of your total statement balance, whichever is higher, plus excess amount of the credit limit and/or overdue amount. If you fail making minimum monthly payment on time, you will be charged for late payment, S$60. For withdrawing cash, you will need to pay S$15 or 6% of cash advance amount, whichever is higher.

Are You Eligible For OCBC Titanium MasterCard?

You are qualified for applying OCBC Titanium MasterCard if you have a minimum monthly income of S$2,500 (for Singapore citizens and permanent residents) or S$3,750 (for foreigners). The minimum age for applying main card is 21 years old; for supplementary card is 18 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as OCBC Cashflo MasterCard and DBS Altitude Visa Signature Card, which may match your requirements. If you prefer to broaden your credit card search, see more OCBC credit cards and start comparing today!