Min. Monthly Income
- Up to 2 air miles for every S$1 spent
- 3X OCBC$ for every overseas spend and 1X OCBC$ for any others
- Annual fee waiver for the first 2 years
Product Review by
Earn Air Miles To Earn Air Tickets!
OCBC Titanium MasterCard earns you air miles everywhere! If you charge your card for overseas spend, you will earn up to 2 air miles for every dollar spent. If you charge your card for local purchase, you will receive 1 air mile for every dollar spent. Besides, you will also receive 3X OCBC$ when you charge overseas purchase to your card; and 1X OCBC$ when you charge local purchase to your card. OCBC$ comes with no minimum monthly spending cap. For accumulated OCBC$, you can redeem it for exciting travel deals including free hotel stay packages and airfares. Not only that, you can also redeem it for golf games, shopping vouchers, movie tickets and more! With this card, you will get to enjoy your party night with your friends for priority entry and discounts at Peach Garden or Paradise Group and more! On the other hand, you will also be given priority booking for concerts in Singapore. If you like the benefits of this card, you may take up the balance transfer programme offered by OCBC: 0% interest for up to 12 months. Processing fee is determined by you repayment period, the longer the repayment period, the higher the processing fee. It starts from 1.68% for 3 months repayment period, followed by 2.50% for 6 months repayment period, then 4.50% for 12 months repayment period.
Fees and Charges
To renew your principal card, you will need to pay S$192.60 per annum, whereas, to renew your supplementary card, you will need to pay S$96.30 per annum. You will get to enjoy 2 years annual fee waiver for both main and supplementary cards. If you missed making any minimum monthly payment, you will need to pay for interest of 25.92% per annum, or S$2.50, whichever is greater, for outstanding balance. Minimum monthly payment comes with a minimum charge of S$50, or 3% of your total statement balance, whichever is higher, plus excess amount of the credit limit and/or overdue amount. If you fail making minimum monthly payment on time, you will be charged for late payment, S$60. For withdrawing cash, you will need to pay S$15 or 6% of cash advance amount, whichever is higher.
Are You Eligible For OCBC Titanium MasterCard?
You are qualified for applying OCBC Titanium MasterCard if you have a minimum monthly income of S$2,500 (for Singapore citizens and permanent residents) or S$3,750 (for foreigners). The minimum age for applying main card is 21 years old; for supplementary card is 18 years old.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as OCBC Cashflo MasterCard and DBS Altitude Visa Signature Card, which may match your requirements. If you prefer to broaden your credit card search, see more OCBC credit cards and start comparing today!