• Min. Monthly Income

    $2,500

  • Interest Rate

    25.9% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee

    $192.6

Featured Highlights
  • 1X reward points for every S$1 spent
  • Exclusive platinum privileges & 24 hours concierge
  • 3 years annual fee waiver
Insurance / Health
5/10
Shopping
7.5/10
Travel
8.5/10
Dining
10/10
Entertainment
6/10

Promotion

Up to S$168 Cashback + 20% Uber cashback globally!

  • Receive S$138 CashBack when you apply now
  • Additional S$30 CashBack on first transaction with Apple Pay, Samsung Pay or Android Pay
  • 20% CashBack on Uber fares globally

Insurance / Health

  • 1X reward points for every S$1 spent on health and insurance
  • Up to 50% discount on selected merchants with The Good Life® programme

Shopping

  • Discount up to 20% with The Good Life® on retail and online spending
  • 1X reward points on every S$1 spent
  • S$30 cashback with AndriodPay or Samsung Pay or ApplePay

Travel

  • 1X reward points for every dollar spent on travel
  • 10% off best available rates at selected hotels
  • 20% cashback on Uber fares

Dining

  • 1X reward points for every S$1 spent on dining
  • 15% cashback on dining this Chinese New Year period
  • Up to 30% discounts on food with The Good Life® programme

Entertainment

  • 1X reward points for every dollar spent on entertainment

Other Features

  • Contactless payment function enabled
  • 24-hour concierge
  • 360° Rewards
  • 0% interest instalment plan
  • EasyPay

Card Information

Annual Fee $192.6
Min. Monthly Income $2,500
Min. age for principal holder

21 to 65

Min. age for supplementary holder

18 and above

Fee for supplementary holder Free
Finance charges 25.9% p.a.
Goods & Services Tax (GST)

Inclusive in annual fee

Late payment charge

S$60

Cash advance amount

Up to 75% of your credit limit; ATM withdrawals up to S$3,000 a day

Cash advance charge

6% of withdrawal amount

Cash advance interest charge

S$15 plus 0.077% per day (whichever higher)

Cashback Limit

N/A

Rewards points expiry

N/A

Product Review by iMoney Singapore

Spend More To Earn More!

Standard Chartered Platinum Visa Card earns you 1X reward for every S$1 spent on insurance, dining, shopping, travel and entertainment. On top of that, you will earn up to 50% discount on selected stores with The Good Life® programme. Apart from that you will enjoy additional 12% discounts on travel bookings with partner websites like Expedia, Roomorama and more! Your reward points will last for 3 years and you can use the them to redeem anything you like from cash rewards to air miles!

Fees and Charges

You will need to pay for S$192.60 per annum for renewing your principal card. However, 3 years annual fee waiver will be given to you. There is no annual fee for supplementary card. If you are paying your statement balances after the interest free grace period (22 days), you will need to pay for interest of 24.455% per annum. However, interest charge will be higher if you did not manage to make payment in full by the payment due date, it will be calculated on a daily basis of 0.067%. Minimum monthly payment has to be made by payment due date, it is computed as 1% of your statement balances or S$50, whichever is higher. Late payment charge will be S$60. If you withdraw cash from this card, you will have to pay for 6% of withdrawn amount, or S$15, whichever is higher.

Are You Eligible For The Standard Chartered Platinum Visa Credit Card?

To apply Standard Chartered Platinum Visa Card, you must be 21 years old and above, with minimum monthly income of S$2,500 (for Singaporeans and Singapore permanent residents) or S$5,000 (for foreigners), respectively. On the other hand, supplementary cardholder must be 18 years old and above.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Standard Chartered Manhattan World MasterCard and ANZ Platinum Visa Credit Card, which may match your requirements. If you prefer to broaden your credit card search, review more Standard Chartered credit cards and start comparing today!