• Min. Monthly Income


  • Interest Rate

    25% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee


Featured Highlights
  • Up to 10% rebate on major groceries stores
  • Up to 3% rebate on PayWave and recurring bills
  • Petrol savings of up to 24%


  • 8% SMART$ rebates on all spending with Cold Storage, Market Place, Jasons, Giant and Guardian
  • 10% discounts on house brand with Cold Storage, Giant and Guardian


  • Up to 24% savings on petrol with SPC
  • Up to 18.7% fuel savings with Caltex


  • Up to 10% SMART$ rebates with selected partners
  • 0.3% SMART$ for every S$1 spent on dining


  • 3% SMART$ rebate on all NETS FlashPay Auto Top-ups
  • 3% SMART$ rebate on utilities such as telcos, town councils, SPH newspapers and selected insurance company


  • 3% SMART$ rebate on all PayWave transactions
  • 0.3% SMART$ rebate on all other retail spending

Other Features

  • Visa payWave ready
  • UOB 0% Instalment Payment Plan

Card Information

Annual Fee $85.6
Min. Monthly Income $2,500
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder S$53.50
Finance charges 25% p.a.
Goods & Services Tax (GST)

Inclusive in annual fee

Late payment charge


Cash advance amount

Up to 75% of your credit limit; ATM withdrawals up to S$3,000 a day

Cash advance charge

S$15 or 6% of withdrawal amount

Cash advance interest charge

28% per annum on cash advance amount

Cashback Limit

S$50 a month

Rewards points expiry


Product Review by iMoney Singapore


Swiping your UOB Delight Credit Card to gain 10% discounts on over 4,000 house brands products at Cold storage,Giant and Guardian. Receive up to 8% rebate at cold Storage, Market Place, Jasons, Giant and Guardian at your favourite brands with S$800 minimum you spend per month. Also 3% rebate on all Visa payWave transactions and NETS FlashPay Auto Top Ups for MRT/LRT, public bus,Comfort & CityCab and SMRT taxis ERP and CEPAS-compliant car park charges with minimum spend S$400 per month. Be pleased to receive a free home delivery when you spend S$150 minimum in single receipt at Giant IMM, Parkway, Tampines, and VivoCity. Besides, you will get 0.3% rebate on all other transaction without minimum spend. More discounts await when you fill up your vehicle petrol tank at Caltex and SPC (Singapore Petroleum Company) and get 0.5% SMART$ rebates for every $1 spent on your petrol and dining.

Fees and Charges

This card comes with an annual fee of S$85.60 per year for principal card holder. For supplementary card holder, the annual fee is FREE FOR LIFE for the first card and it will be charged at S$53.50 yearly for the subsequent cards. The fee is inclusive of Singapore’s prevailing Goods and Services Tax (GST). The interest rate of this card is 25% per annum. Moreover, late payment charge of S$60 occur when you delay or default your payments before the due date. You are able to make a minimum payment if you are unable to settle your overdue with the minimum payment of 3% of current balance or S$50 (whichever higher). Cash advance charge is S$15 or 6% of withdrawal amount based on 28% interest rate per annum.

Are You Eligible For The UOB Delight Credit Card

You will need a minimum S$2,500 of monthly income. For foreigners who are staying in Singapore, you will need S$3,333 of monthly income If you do not meet the income requirement, a minimum Fixed Deposit Collateral of S$10,000 is required to apply for the UOB Delight Credit Card.The supplementary card holders need to be at least 18 years old to own this credit card.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as UOB Visa Signature Card and Bank of China Family Rebate Card, which may match your requirements. If you prefer to broaden your credit card search, review more UOB credit cards and start comparing today!