• Min. Monthly Income


  • Interest Rate

    25% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee


Featured Highlights
  • 5% cash rebate at Meidi-Ya, Muji and UNIQLO
  • 3% rebate at major departmental stores
  • Exclusive privileges in Japan
  • 2X SMART$ rebate of up to 20%


  • 3% SMART$ rebate with major departmental stores
  • 5% SMART$ rebate on spending at Muji, Meidi-Ya and Uniqlo
  • 2X SMART$ rebates at selected merchants
  • 0.5% SMART$ on all other retail spending


  • 20% off on purchases of Airport Limousine Bus at Narita and Kansai International Airport
  • 15% discounts on Hato bus tour bookings
  • Free JCB WiFi access across Japan
  • Complimentary access to Tokyo Main Observatory
  • Unlimited access to airport lounges in Asia and Hawaii


  • Up to 20% SMART$ rebates at selected cafes and restaurants
  • 0.5% SMART$ rebate on all other spending
  • Access to UOB JCB Dining Deals


  • Petrol savings of up to 20% at Caltex


  • 4% SMART$ rebate at Cathay Cineplexes
  • 20% SMART$ rebate with City Tours
  • 10% SMART$ rebate at Singapore Zoological Gardens

Other Features

Card Information

Annual Fee $64.2
Min. Monthly Income $2,500
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder Free
Finance charges 25% p.a.
Goods & Services Tax (GST)

Inclusive in annual fee

Late payment charge


Cash advance amount

Up to 75% of your credit limit; ATM withdrawals up to S$3,000 a day

Cash advance charge

S$15 or 6% of withdrawal amount

Cash advance interest charge

28% per annum on cash advance amount

Cashback Limit

S$50 a month

Rewards points expiry


Product Review by iMoney Singapore

Spend more, Earn more!

UOB JCB PLATINUM CARD gives you the best method to earn more rebate while doing shopping which is when you spending at Meji, Meidi-Ya and Uniqlo you will get 5% cashback. also 3% rebate at all major department store in Singapore and enjoy 0.5% rebate for all other spend. Carry your UOB JCB Platinum Card with style and earn double SMART$ that up to 20% rebate at SMART$ merchants islandwide. SMART$ is just like regular dollars which is 1 SMART$ is equivalent to $1. You can get the SMART$ rebates at participating outlets including The Coffee Bean, Bengawan Solo, Sephora, EpiCentre, Caltex and Cathay. Besides, you can enjoy 20% off when you purchase Airport Limousine Bus at Narita and Kansai international Airport. 10% off on shopping at Haneda, Narita, Chubu, Kansai, New Chitose and Fukuoka Airport.Then, gained the WIFI free access across Japan and complimentary access at Tokyo Main Observatory. Make your booking at JCB Plaza Tokyo to enjoy 5% off when you travel in Japan.

Fees and Charges

This card comes with an annual fee of S$64.20 per year for principal card holder. For supplementary card holder the annual fee is FREE FOR LIFE for the first card and it is charged at S$32.10 yearly for subsequent card. The fee is inclusive of Singapore’s prevailing Goods and Services Tax (GST). The interest rate of this card is 24% per annum. Moreover, late payment charge of S$60 occur when you delay or default your payments before the due date. You are able to make a minimum payment if you are unable to settle your overdue with the minimum payment of 3% of current balance or S$50 (whichever higher). Cash advance charge is S$15 or 6% of withdrawal amount based on 28% interest rate per annum.

Are You Eligible For The UOB JCB Platinum Card?

For Singaporeans,Singapore permanent residents and Japanese you will need S$2,500 of monthly income. For foreigners who are staying in Singapore, you will need S$3,333 of monthly income If you do not meet the income requirement, a minimum Fixed Deposit Collateral of S$10,000 is required to apply for the UOB JCB Platinum Card. The supplementary card holders need to be at least 18 years old to own this credit card.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as UOB Preferred Platinum Visa Card and Maybank World Mastercard, which may match your requirements. If you prefer to broaden your credit card search, review more UOB credit cards and start comparing today!