• Min. Monthly Income


  • Interest Rate

    25% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee


Featured Highlights
  • 5UNI$ for every S$5 spent on shopping & taxi rides
  • Lady's Luxe Pay Plan with no interest and processing fee
  • Complimentary drinks at Bespoke bars on selected nights
Insurance / Health


  • Complimentary drinks at Bespoke bars during selected nights
  • Up to 20% off entrance fee at Fidgets and Amazonia


  • Up to 20% fuel savings at SPC
  • Up to 18.7% savings on petrol with Caltex


  • 5 UNI$ for every $5 spent on shopping
  • Lady's Luxe Pay Plan
  • Free weekend parking at selected malls
  • Free MyUS premium membership & 25% discount on shipping


  • 5 UNI$ for every S$5 spent on taxi rides
  • 10% off for selected JetQuay services

Insurance / Health

  • Special exclusive package at Thomson Aesthetics
  • Special privilege at Spa Infinity

Other Features

  • UOB Lady's LuxePay Plan

Card Information

Annual Fee $192.6
Min. Monthly Income $2,500
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder S$96.30
Finance charges 25% p.a.
Goods & Services Tax (GST)

Inclusive in annual fee

Late payment charge


Cash advance amount

Up to 75% of your credit limit; ATM withdrawals up to S$3,000 a day

Cash advance charge

S$15 or 6% of withdrawal amount

Cash advance interest charge

28% per annum on cash advance amount

Cashback Limit


Rewards points expiry


Product Review by iMoney Singapore

Ladies ONLY!

UOB Lady’s Platinum card is the best card to gain 5XUNI$ for every $1 you spent when you do your shopping in local department, oversea and online shopping with foreign currencies so you can do your shopping in everywhere. Get your UOB Lady’s Platinum since UOB introduced a Lady LuxePay where that will provide you financial flexibility to make luxury purchase without any guilt since it will avoid you to pay lump sum because it has 6 or 12 month instalment with no interest at all. Enjoy the complimentary monthly spa treatment at selected stores and unlimited flash makeover at Dior Boutique. Also, u will get the complimentary beauty service with any spent with T Galleria. More Petrol savings await, when you fill up your vehicle petrol tank at Caltex and SPC (Singapore Petroleum Company). Earn the privileges at Thomson Well Women Clinic and get comprehensive Health screening, facial therapy and products at the lower price. Besides that, you will gain 5X UNI$ for every $1 you spent abroad during your travel and earn more UNI$ while you ride a Taxi with your credit card to get to your destination even faster at the same time.

Fees and Charges

Annual fee for principal card is S$192.60 and for supplementary card will be FREE for the FIRST card and will be charged S$96.30 yearly for each of the subsequent card. The fee is inclusive of Singapore’s prevailing Goods and Services Tax (GST). The interest rate of this card is 25% per annum. Moreover, late payment charge of S$60 occur when you delay or default your payments before the due date. Minimum monthly payment is 3% of current balance or S$50 (whichever higher). Cash advance charge is higher of S$15 or 6% of withdrawal amount.

Are You Eligible For The UOB Lady Platinum?

The monthly income must be at least S$4,167 and If you do not meet the income requirement, a minimum Fixed Deposit Collateral of S$10,000 is required to apply for the UOB Lady’s Card. The supplementary card holders need to be at least 18 years old to own this credit card. This card is EXCLUSIVELY for ladies only.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as UOB Preferred Platinum Visa Card and DBS Woman World MasterCard, which may match your requirements. If you prefer to broaden your credit card search, review more UOB credit cards and start comparing today!