• Min. Monthly Income


  • Interest Rate

    25% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee


Featured Highlights
  • Up to 5% cashback on all spend
  • SMART$ rebate up to 10% across with participating merchants
  • Petrol savings of up to 24% at selected petrol stations


  • Up to 22.9% fuel savings with Caltex
  • Up to 24% off on petrol with SPC


  • Up to 5% cashback on every S$1 spent
  • Up to 10% instant SMART$ rebates at over 800 merchants


  • Up to 5% cashback for every S$1 spent on dining
  • Additional SMART$ rebate up to 10% at participating merchants


  • Up to 5% cashback on every S$1 spent on groceries


  • 2% SMART$ rebate at Cathay Cineplexes

Other Features

  • PayWave ready
  • Earn up to 3.33% p.a. interest with One Account

Card Information

Annual Fee $128.4
Min. Monthly Income $2,500
Min. age for principal holder

21 and above

Min. age for supplementary holder

21 and above

Fee for supplementary holder S$64.20
Finance charges 25% p.a.
Goods & Services Tax (GST)

Inclusive in annual fee

Late payment charge


Cash advance amount

Up to 75% of your credit limit; ATM withdrawals up to S$3,000 a day

Cash advance charge

S$15 or 6% of withdrawal amount

Cash advance interest charge

28% per annum on cash advance amount

Cashback Limit

S$100 a month

Rewards points expiry


Product Review by iMoney Singapore

Cashback everyday!

UOB One Card is just perfect for you if you are looking to earn cashback everyday at anytime. Enjoy travelling on the road but no idea how to save on petrol? No worries. This card allows you to enjoy 21.7% fuel saving with Caltex. You may also enjoy 20% on petrol with SPC. Moreover, you may also enjoy 3.33% cashback on all shopping spending. You are also entitled to receive additional 2% cashback on all overseas shopping spend. You can also enjoy up to 20% instant SMART$ rebates at over 800 merchants. Dine in with your loved ones and earn 3.33% cashback on dining bills and enjoy great deals and discounts from over 1,000 outlets across Asia. Swipe your card on groceries and enjoy 3.33% cashback and if you enjoy travelling and achieve your vacation goals, enjoy 5,33% cashback on all overseas spending.

Fees and Charges

The annual fee for the principal card is S$128.4 and for the supplementary card is S$64.20. The fee is inclusive of Singapore’s prevailing Goods and Services Tax (GST). The interest rate of this card is 25% per annum. Moreover, late payment charge of S$60 occurs when you delay or default your payments before the due date. Minimum monthly payment is 3% of current balance or S$50 (whichever higher). Cash advance charge is higher of S$15 or 6% of withdrawal amount.

Are You Eligible For The UOB One Card?

The monthly income must be at least S$2,500 is required to apply for the UOB One Card. The supplementary cardholders need to be at least 18 years old to own this credit card.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as UOB Visa Signature Card and Citibank DIVIDEND Card, which may match your requirements. If you prefer to broaden your credit card search, review more UOB credit cards and start comparing today!