• Min. Monthly Income

    $2,500

  • Interest Rate

    25% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee

    $192.6

Featured Highlights
  • 10X UNI$ for every S$5 spent with Visa PayWave
  • 10X UNI$ for every S$5 spent on online shopping and entertainment
  • Up to 10% SMART$ with participating merchants
Petrol
8/10
Shopping
7/10
Dining
6/10
Entertainment
6/10
Groceries
5/10

Petrol

  • Up to 20% savings on petrol with SPC
  • Up to 18.7% fuel savings with Caltex

Shopping

  • 10X UNI$ for every S$5 spent online
  • 10X UNI$ for every S$5 spent with Visa payWave

Dining

  • Access to UOB Dining Privileges
  • 10X UNI$ on every S$5 spent with Visa payWave
  • Up to 10% SMART$ rebate at participating restaurants

Entertainment

  • 10X UNI$ on every S$5 spent with Visa payWave
  • 10X UNI$ for every S$5 spent on entertainment bills
  • 2% SMART$ rebate at Cathay Cineplexes

Groceries

  • 10X UNI$ on every S$5 spent with Visa payWave

Other Features

  • UOB 0% instalment payment plan at over 3,500 selected merchants nationwide

Card Information

Annual Fee $192.6
Min. Monthly Income $2,500
Min. age for principal holder

21 and above

Min. age for supplementary holder

21 and above

Fee for supplementary holder S$96.30
Finance charges 25% p.a.
Goods & Services Tax (GST)

Inclusive in annual fee

Late payment charge

S$60

Cash advance amount

Up to 75% of your credit limit; ATM withdrawals up to S$3,000 a day

Cash advance charge

S$15 or 6% of withdrawal amount

Cash advance interest charge

28% per annum on cash advance amount

Cashback Limit

N/A

Rewards points expiry

N/A

Product Review by iMoney Singapore

Rewards in a Wave

UOB Preferred Platinum Visa Card allows you to enjoy rewards up to 10X UNI$ for every S$5 spent on shopping, entertainment, dining, and groceries. If you swipe your card for you may enjoy discount up to 20% with SPC and 18.7% discount with Caltex. Moreover, if you swipe on shopping, you will earn 10X UNI$ points for online shopping and if you spent on Visa PayWave. If you enjoy having dinner with your family or friends, now it’s the time for you to enjoy benefits from UOB Dining Privileges. On top of that earn up to 10% SMART$ rebate at participating restaurants. Moreover, for entertainment, relax and enjoy up to 2% SMART$ rebate at Cathay Cineplexes.

Fees and Charges

This card comes with an annual fee of S$192.60 per year for principal card holder. For supplementary card holder, the annual fee is FREE FOR LIFE for the first card and it will be charged at S$96.30 yearly for the subsequent cards. The fee is inclusive of Singapore’s prevailing Goods and Services Tax (GST). The interest rate of this card is 25% per annum. Moreover, late payment charge of S$60 occur when you delay or default your payments before the due date. You are able to make a minimum payment if you are unable to settle your overdue with the minimum payment of 3% of current balance or S$50 (whichever higher). Cash advance charge is S$15 or 6% of withdrawal amount based on 28% interest rate per annum.

Are You Eligible For The UOB Preferred Platinum Visa Card

You will need a minimum S$2,500 of monthly income. For foreigners who are staying in Singapore, you will need S$3,333 of monthly income If you do not meet the income requirement, a minimum Fixed Deposit Collateral of S$10,000 is required to apply for the UOB Preferred Platinum Visa Card. The supplementary card holders need to be at least 18 years old to own this credit card.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as UOB Delight Credit Card and ANZ Optimum World MasterCard Credit Card, which may match your requirements. If you prefer to broaden your credit card search, review more UOB credit cards and start comparing today!