• Min. Monthly Income


  • Interest Rate

    25% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee


Featured Highlights
  • 5 UNI$ for every S$1 spent overseas
  • Widest acceptance at 12 million merchants across China


  • Save up to 20% at participating restaurants
  • Wide range of dining deals and offers available islandwide
  • Exclusive dining privileges with UnionPay


  • 5 UNI$ for every S$5 spent abroad
  • Widest acceptance and privileges in China


  • 5 UNI$ for every S$5 spent abroad
  • 1 UNI$ for every S$5 spent locally
  • Shopping privileges at over 2,000 outlets globally

Other Features

Card Information

Annual Fee $192.6
Min. Monthly Income $2,500
Min. age for principal holder

21 and above

Min. age for supplementary holder

21 and above

Fee for supplementary holder S$96.30
Finance charges 25% p.a.
Goods & Services Tax (GST)

Inclusive in annual fee

Late payment charge


Cash advance amount

Up to 75% of your credit limit; ATM withdrawals up to S$3,000 a day

Cash advance charge

S$15 or 6% of withdrawal amount

Cash advance interest charge

28% per annum on cash advance amount

Cashback Limit


Rewards points expiry


Product Review by iMoney Singapore


Swiping your UOB UnionPay Platinum is the best way to earn more reward when doing your shopping. Earn 5X UNI$ on your overseas spend that simply need u you to spend S$2,000 overseas to enjoy the rewards. Choose from over 1,000 reward items including shopping vouchers, movie tickets and more. Also, earn 1X UNI$ for every S$1 you spent locally. Enjoy dining, shopping and entertainment privileges at over 2,000 outlets all over the world. Carry your card with style since this card have widest acceptance and privileges at 2.4 million merchants across China. Also, there is more than 210,000 ATMs in China. Enjoy your dining privileges with UnionPay and save up to 20 % at participating restaurants.

Fees and Charges

This card comes with an annual fee of S$192.60 per year for principal card holder. For supplementary card holder the annual fee is FREE FOR LIFE for the first cards and it is charged S$96.30 yearly for subsequent card. The fee is inclusive of Singapore’s prevailing Goods and Services Tax (GST). The interest rate of this card is 25% per annum. Moreover, late payment charge of S$60 occur when you delay or default your payments before the due date. You are able to make a minimum payment if you are unable to settle your overdue with the minimum payment of 3% of current balance or S$50 (whichever higher). Cash advance charge is S$15 or 6% of withdrawal amount based on 28% interest rate per annum.

Are You Eligible For The UOB UnionPay Platinum?

You will need a minimum S$2,500 of monthly income. For foreigners who are staying in Singapore, you will need S$3,333 of monthly income If you do not meet the income requirement, a minimum Fixed Deposit Collateral of S$10,000 is required to apply for the UOB UnionPay Platinum. The principal card holders need to be 21 years old while for supplementary card need to be at least 18 years old to own this credit card.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as UOB Delight Credit Card and ICBC Unionpay Dual Currency Platinum Card, which may match your requirements. If you prefer to broaden your credit card search, review more UOB credit cards and start comparing today!