• Interest Rate (p.a.)

    5.80% - 7.80%

  • Loan Tenure

    1 - 5 years

  • Approval Duration

    Up to 7 business days

  • Min. monthly income


Loan calculator
Loan amount
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Monthly salaryRM0
Interest Rate (p.a.)


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Total Interest PayableS$0
Total Amount PayableS$0
What's so great about ANZ MoneyLine Term Loan (Existing Customers)?
  • Interest rates start as low as 5.8% p.a. (EIR 10.91% p.a.)
  • Approved loan amount of up to S$100,000
  • Welcome gifts: Phillips 5.1 Home Theatre (worth S$549) or 9000 Series Bluetooth® Headset (worth S$249) up for grab based on approved loan amount

Product Features

Min. financing amountS$5,000
Max.financing amount Up to 4x fixed monthly salary or up to S$100,000
Min. loan tenure1 years
Max. loan tenure5 years
Interest rateFixed rate of 5.8% – 7.8% per annum
Approval durationUp to 7 business days
Debt consolidationYes

Fees & Charges

One time set up
Processing feeS$80
Annual feeS$70 (waived for the first 2 years)
Early settlementN/A
Late payment chargesS$85
Other penaltiesInterest rate reverts to 17.88% if you fail to make full payment by the due date on two consecutive instalments within any 6-month period.


Age requirementAge 21 - 65
Employment eligibilitySingaporean citizens and permanent residents
Min. salary requirementS$2,500 gross per month
Guarantor / Collateral requirementN/A

Other Requirements

Need to open linked banked account?N/A

Product Review byiMoney

ANZ MoneyLine - FAQ

What is the maximum amount you can borrow?

You can loan an amount of up to four times of your fixed monthly gross salary or up to S$100,000.

The catch?

Applicant must be between the age of 21 to 65 to qualify.

Singaporean citizen or permanent resident working and residing in Singapore is required to have a minimum gross salary of S$2,500 gross per month.

What will it cost you and how will you be charged?

    Processing fee:
  • $80
    Flexible term loan :
  • You can choose to repay your loan in 12, 24, 36, 48 or 60 months and interest rates differ accordingly

How long will the application take and what documentations are required?

Upon completing an application with iMoney, you may expect a call from the respected bank within the same business day to confirm your application.

Thereafter, ANZ Bank will require an average of seven business days (not including Saturday, Sunday, and public holidays) before approval or disbursement.

You are required to furnish the following documents for your loan application:

    Employee of non-MNC or private limited company:
  • Photocopy of NRIC (both sides)
  • Proof of Income:

    • Salaried Employee:
    • Latest Computerized Payslip OR
    • CPF Contribution Statement for past 12 months OR
    • Latest Income Tax Notice of Assessment (NOA)
    Self-employed applicants:
  • Photocopy of NRIC (both sides)

    • Proof of Income:
      1) Income Tax Notices of Assessment (NOA) for past 2 years
    • Any other documents as may be requested by the Bank at its sole discretion
    Applicants earning commission:
    Photocopy of NRIC (both sides)
    • Proof of Income:
    • Variable Income/Commission Based Earner:
      • Latest 6 months Computerised Payslip OR
      • CPF Contribution Statement for past 12 months OR
      • Latest Income Tax Notice of Assessment (NOA)

    Can you apply if you have a bad credit score in CBS/ FICO/ DP Credit Bureau?

    Your personal loan application is likely to get rejected if you have a bad credit score. Late payments or missed payments are some of the major are some of the major contributors to a bad credit score. If you currently have an unsatisfactory credit score, take steps to rebuild it by clearing overdue payments. Make full and timely payments on your debts for 6 months before reapplying.

    If you are looking for personal loans offered by other banks in the Singapore, you may also consider:

    ANZ MoneyLine Term Loan (New Customers)
  • Not an existing ANZ MoneyLine customer yet? No worries as new applicants get to enjoy almost the same benefits as existing customer.

  • UOB CashPlus Personal Loan
  • UOB CashPlus personal loan provides a cash amount of up to 6X from monthly salary or up to S$200,000. Enjoy this loan with a maximum tenure of 7 years with a minimum income of S$2,500.

  • Looking for more choices? You can also take a look at the full line-up of Personal Loans listed on our website and choose which is the right one for you.