The Top 3 Travel Credit Cards Every Serious Traveller Needs

Holidays

In Singapore, the only way to keep your sanity after enduring months of 50-hour work weeks is to take a relaxing holiday. After all, there’s nothing better than sitting on a pristine beach in Bali, Boracay or Krabi right?

Actually, there is – being able to enjoy discounts, perks and rewards during that relaxing beach holiday, courtesy of your travel credit card, is even better. Don’t have a dedicated travel credit card or curious about which ones are worth signing up for? Then you’ve come to the right place!

Here are the top 3 travel credit cards every serious Singaporean traveler needs:

citi rewards

Citibank Rewards Card

The Citibank Rewards Card is more than just a great travel credit card – it’s also one of the top rated rewards credit cards in Singapore. If you’ve read our review of the Citibank Rewards Card, you’d see that its generous petrol and shopping discounts make it a great credit card for both local and international use.

Here’s why you should add the Citibank Rewards Card to your purse or wallet:

  • Rapid Air Miles Accumulation: Earn 4 air miles for every S$1 spent at any online or offline store in Singapore and overseas.
  • Generous Travel Booking Discounts: Receive exclusive discounts on hotel and flight booking from Agoda, Emirates, United Airlines and AsiaTravel when you book with your card.
  • Generous Dining Discounts & Rebates: Enjoy dining discounts of up to 50% and up to 10% cash back at over 700 participating F&B establishments worldwide.
  • Free Travel Insurance: Receive up to S$1,000,000 in free travel insurance protection when you charge your airfare to your card.

When you sign up, not only will you receive more than S$740 worth of complimentary shopping vouchers, Citibank will also waive the S$192.60 annual fee for the first year.

You can apply here for the Citibank Rewards Card.

Note: You need a minimum monthly income of S$2,500 to qualify for this credit card.

 krisflyer gold

American Express KrisFlyer Ascend Card

The American Express KrisFlyer Gold Card is one of the most popular credit cards for frequent flyers in Singapore. That’s because it allows you to acquire air miles quickly and conveniently – as you’ll earn 2 KrisFlyer miles for every S$1.60 on eligible purchases with no conversion fees or charges.

Here’s why you should add the American Express KrisFlyer Gold Card to your purse or wallet:

  • Rapid Air Miles Accumulation: Spend a minimum of S$5,000 in a calendar year to receive 50% more KrisFlyer miles, and an additional 50% KrisFlyer miles for spending more
  • AMEX Complimentary Welcome Perks: Receive a bonus 5,000 KrisFlyer miles upon your first swipe
  • Free Travel Insurance: Receive up to S$350,000 in free travel insurance protection when you charge your airfare to your card

The annual fee for the American Express KrisFlyer Gold principal card is S$117.70, and S$53.50 for supplementary card. However, you’ll get first year annual fee waiver and 2 supplementary card fee waived permanently.

You can apply here for the American Express KrisFlyer Gold Card.

Note: You need a minimum monthly income of S$2,500 to qualify for this credit card.

 

maybank

Maybank World Mastercard

The Maybank World Mastercard is Maybank’s answer to the American Express Platinum and KrisFlyer Ascend Card.  Like the AMEX credit cards it competes with, the Maybank World Mastercard offers a robust rewards programme with no expiry date (TREATS Points), airport VIP access perks and the KrisFlyer Frequent Flyer Programme.

Here’s why you need the Maybank World Mastercard in your purse or wallet:

  • Rapid Air Miles Accumulation: Earn up to 10 TREATS points (or 4 KrisFlyer air miles after conversion) for every S$1 spent at selected retail, dining and petrol purchases
  • Exclusive Starwood Privileges: Earn discounts of up to 20% at participating Starwood Hotels and Resorts in the Asia-Pacific region (with a minimum booking of two nights) and up to 50% off Hotel dining as well.
  • Maybank Complimentary Perks: Receive complimentary VIP access to JetQuay private terminal at Changi Airport (with minimum spend of S$800) and free green fees at gold courses in the Asia-Pacific region.
  • Free Travel Insurance: Receive up to S$1,000,000 in free travel insurance protection when you charge your airfare to your card.

Maybank will waive the S$240 annual fee for the first year and give you an Ermenegildo Zegna Cardholder (limited to first 5,000 applicants) when you use your card in the first month.

You can apply here for the Maybank World Mastercard.

Note: You need a minimum monthly income of S$6,700 to qualify for this credit card.

Not in the market for a travel credit card? Don’t worry – there are plenty of other credit cards out there to suit your lifestyle and spending habits. Thankfully, the iMoney.sg credit card comparison page lists and rates over 80 credit cards in Singapore so you can pick the credit card that you deserve.

 

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