• Min. Monthly Income


  • Interest Rate

    25.9% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee


Featured Highlights
  • 6x STAR$ across CapitaLand Malls, or 3% rebate in the form of STAR$
  • Complimentary or privileged parking as you shop
  • First year annual fee waiver & receive up to S$40 CapitaVoucher on approved supplementary cards
  • Get $80 NTUC Vouchers on your first spend
Insurance / Health


  • 5 STAR$ for every S$1 non-CapitaMall spend
  • Up to 30 STAR$ for every S$1 spent on eligible purchases at 15 CapitaMalls in Singapore
  • Complimentary or Privileged Parking with minimum S$1,200 or S$1,800 spent respectively


  • Save up to 10% on à la carte food menu with minimum S$120 spend at Dancing Crab
  • 15% savings on total bill including beverages at Ruth's Chris Steak House


  • 10% savings on Expedia hotel booking
  • 10% savings on lodging and dining at Hotel Fort Canning
  • Stand a chance to win a pair of business class tickets to Milan (February 2018)


  • Up to S$20 savings with RedMart

Insurance / Health

  • Up to 40% off spa services at selected spa merchants
  • 15% savings on regular-priced item for GNC

Other Features

  • American Express 24-hour Customer Care Professional
  • American Express Global Assist
  • Receive $20 Capita Voucher for each approved supplementary card (first 2 card)
  • Earn 30,000 STAR$ (S$30 CapitaVouchers) when you refer a friend

Card Information

Annual Fee $171.20
Min. Monthly Income $2,500.00
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder S$85.60
Finance charges 25.90% p.a
Goods & Services Tax (GST)

Inclusive in annual fee

Late payment charge


Cash advance amount

Up to 100% of credit limit

Cash advance charge

5% of amount withdrawn

Cash advance interest charge

Finance charges of 23.99% p.a. compounded daily until full repayment

Cashback Limit


Rewards points expiry


Product Review by iMoney Singapore

Enjoy higher earn rate of 6X STAR$

Shop like a VIP at CapitaLand Malls with American Express CapitaCard. Enjoy 6X earn rate for every dollar spent at CapitaLand malls - up to 30 STAR$ for every S$1 spent. Cardmembers will earn 5 STAR$ for all other spend by default, plus additional 25 STAR$ on eligible purchases. These accumulated STAR$ can be used to redeem for CapitaVoucher in the following denominations: 5,000 STAR$ - S$5 CapitaVoucher, 10,000 STAR$ - S$10 CapitaVoucher, and 50,000 STAR$ - S$50 CapitaVoucher. Apart from earning STAR$, cardmembers will get to enjoy complimentary parking across 15 CapitaLand malls islandwide!

Receive S$20 Capita Voucher for each approved Supplementary Card, up to 2 cards from now until 31 March 2018. Earn 30,000 STAR$ when you refer a friend. On top of that, American Express is having a Year-Long Lucky Draw, giving away 1 pair of business class tickets every month to 12 exciting destinations including Barcelona, Seoul, Osaka, New York, Maldives and more. The destination for January 2018 is Seoul. Grab the chance now!

Fees and Charges

The annual fee for principal card is S$171.20 and S$85.60 for supplementary card. Annual fee waiver is given to principal card for the first year, first two supplementary card fee will be permanently waived. Interest rate of 25.90% p.a. will be charged on outstanding balance. Late payment charge will be S$60. Cash advance charges will be 5% of the withdrawn amount, finance charges on cash advance will be 23.99% p.a. compounding on a daily basis until full repayment is made.

Are You Eligible For American Express CapitaCard?

Applicants are expected to have monthly income is at least S$2,500 per month (for Singaporean or Singapore permanent resident); or at least S$5,000 per month (for expatriate). Principal card applicant must be 21 years old and above; supplementary card applicant must be 18 years old and above.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as American Express Platinum Credit Card and Citibank Rewards Card, which may match your requirements. If you prefer to broaden your credit card search, see more American Express credit cards and start comparing today!