• Min. Monthly Income


  • Interest Rate

    24.99% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee


Featured Highlights
  • 3x STAR$ across CapitaLand Malls
  • Complimentary or privileged parking as you shop
  • First year annual fee waiver & receive up to S$120 NTUC vouchers*
Insurance / Health


  • Up to 15 STAR$ for every S$1 spent at 15 CapitaMalls in Singapore
  • 5 STAR$ for every S$1 non-CapitaMall spend
  • Complimentary or Privileged Parking with minimum S$1,200 or S$1,800 spent respectively


  • 15% discounts on total food bill at Cherry Garden
  • 15% off total bill at Axis Bar and Lounge
  • Save up to 10% on à la carte food menu with minimum S$120 spend at Dancing Crab


  • 10% savings on Expedia hotel booking
  • Special fares on premium economy and economy class tickets with Cathay Pacific


  • Up to S$20 savings with RedMart

Insurance / Health

  • Up to 40% off spa services at selected spa merchants

Other Features

  • American Express 24-hour Customer Care Professional
  • American Express Global Assist

Card Information

Annual Fee $171.20
Min. Monthly Income $2,500.00
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder S$85.60
Finance charges 24.99%
Goods & Services Tax (GST)

Inclusive in annual fee

Late payment charge


Cash advance amount

Up to 100% of credit limit

Cash advance charge

5% of amount withdrawn

Cash advance interest charge

Finance charges of 24.99% p.a. compounded daily until full repayment

Cashback Limit


Rewards points expiry


Product Review by iMoney Singapore

Enjoy higher earn rate of 3x STAR$

Shop like a VIP at CapitaLand Malls with American Express CapitaCard. Enjoy 3X earn rate for every dollar spent at CapitaLand malls - up to 15 STAR$ for every S$1 spent. Cardmembers will earn 5 STAR$ for all other spend by default. These accumulated STAR$ can be used to redeem for CapitaVoucher in the following denominations: 5,000 STAR$ - S$5 CapitaVoucher, 10,000 STAR$ - S$10 CapitaVoucher, and 50,000 STAR$ - S$50 CapitaVoucher. Apart from earning STAR$, cardmembers will get to enjoy complimentary parking across 15 CapitaLand malls islandwide!

*For a limited time, apply for any American Express Card & receive up to S$120 NTUC voucher!

Fees and Charges

The annual fee for principal card is S$171.20 and S$85.60 for supplementary card. Annual fee waiver is given to principal card for the first year, first two supplementary card fee will be permanently waived. Interest rate of 24.99% p.a. will be charged on outstanding balance. Late payment charge will be S$60. Cash advance charges will be 5% of the withdrawn amount, finance charges on cash advance will be 24.99% p.a. compounding on a daily basis until full repayment is made.

Are You Eligible For American Express CapitaCard?

Applicants are expected to have monthly income is at least S$2,500 per month (for Singaporean or Singapore permanent resident); or at least S$5,000 per month (for expatriate). Principal card applicant must be 21 years old and above; supplementary card applicant must be 18 years old and above.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as American Express Platinum Credit Card and Citibank Rewards Card, which may match your requirements. If you prefer to broaden your credit card search, see more American Express credit cards and start comparing today!