• Min. Monthly Income


  • Interest Rate

    23.99% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee


Featured Highlights
  • 2 KrisFlyer miles for every S$1 spent on eligible purchases made on Singapore Airlines
  • 1.1 KrisFlyer miles for every S$1 spent on all eligible purchases
  • Receive up to 15,250 KrisFlyer miles and first year fee waiver


Welcome Offers: Up to 15,250 KrisFlyer Miles

  • Receive 5,000 KrisFlyer miles when upon first charge
  • Additional 7,500 KrisFlyer miles upon spending S$2,500 within the first 3 months
  • Promotion valid until 31 December 2017


  • 2 KrisFlyer miles for every S$1 spent on selected transactions with Singapore Airlines
  • 2 KrisFlyer miles for every S$1 equivalent spent in foreign currency (Valid in June and December)
  • 1.1 KrisFlyer mile for every S$1 spent
  • Win a pair of Business Class tickets to Sydney (this October)
  • Receive 500 KrisFlyer miles on your first Grab booking


  • 1.1 KrisFlyer miles for every S$1 spent on dining
  • Dining deals up to 50% through American Express Selects
  • Up to S$30 off with UberEATS


  • Up to S$20 off at RedMart
  • 1.1 KrisFlyer miles for every S$1 spent on groceries


  • 1.1 KrisFlyer miles for every S$1 spent on eligible purchases
  • 2 KrisFlyer miles for every S$1 equivalent in foreign currencies (valid in June and December)


  • Up to 40% savings on yacht charters with Lloyd Marine

Other Features

  • Interest-free period up to 51 days
  • Complete fraud protection promise
  • Receive 2,000 KrisFlyer miles for every successful referral to AmEx
  • Travel Inconvenience & Travel Accident coverage up to S$350,000

Card Information

Annual Fee $176.55
Min. Monthly Income $2,500.00
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder S$53.50
Finance charges 24.99%
Goods & Services Tax (GST)

Inclusive in annual fee

Late payment charge


Cash advance amount

Up to 100% of credit limit

Cash advance charge

5% of amount withdrawn

Cash advance interest charge

Finance charges of 24.99% p.a. compounded daily until full repayment

Cashback Limit


Rewards points expiry


Product Review by iMoney Singapore

Fly Sooner with Singapore Airlines with American Express KrisFlyer Credit Card

Receive 1.1 KrisFlyer miles for every S$1 spent on all eligible spending. Other than that, cardmembers will earn 2 KrisFlyer miles for every S$1 spent on eligible purchases with Singapore Airlines and its subsidiaries. Take note that all foreign currencies spend in June and December will have an earn rate of 2 KrisFlyer miles per S$1 spend. Enjoy savings up to 50% on dining, shopping and entertainment with American Express Selects! Aside from that, cardmembers will receive S$150 cashback for next purchase on Singaporeair.com with a minimum spend of S$12,000 from now until 30 June 2018!

On top of that, American Express is having a Year-Long Lucky Draw, giving away 1 pair of business class tickets every month to 12 exciting destinations including Barcelona, Seoul, Osaka, New York, Maldives and more! Spend at least S$50 and you will be entitled to 1 chance to enter the lucky draw campaign. Also, every new KrisFlyer card member will gain 20 chances of entries to win automatically.

Boost KrisFlyer miles up to 15,250 as welcome bonus. Receive 5,000 KrisFlyer miles on the first charge within a month from card approval date. Receive additional 7,500 bonus KrisFlyer miles with spending of S$2,500 in the first 3 months.

Fees and Charges

Annual fee for principal card and supplementary card is S$176.55 and S$53.50 respectively. Annual fee will be waived for the first year. Interest rate of 24.99% p.a. will be charged on outstanding balance. Late payment charge will be S$60 per month. Minimum monthly repayment will be S$50 or 3% of outstanding balance, whichever is higher. As for cash advance, 5% of the amount withdrawn will be charged, plus finance charge of 24.99% per annum on the amount withdrawn which will be calculated on a daily basis, until your payment is fully made.

Are You Eligible For American Express KrisFlyer Credit Card?

Applicants must be Singaporeans or Permanent Residents of at least 21 years old with a monthly income of at least S$2,500. Separately, foreigners will require a minimum monthly income of S$5,000.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Citi PremierMiles Visa Card and Standard Chartered Visa Infinite Credit Card, which may match your requirements. If you prefer to broaden your credit card search, review more American Express credit cards and start comparing today!