• Min. Monthly Income

    $4,167.00

  • Interest Rate

    24.99% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee

    $321.00

Featured Highlights
  • Up to 10X Membership Rewards points for every S$1.60 spent
  • Up to 50% discounts on dining at bespoke restaurants & hotels
  • Welcome offers: Receive exclusive platinum gifts worth of S$1,485
  • Complimentary The Far Card Classic Membership (worth S$425)
Dining
10/10
Travel
6/10
Entertainment
7/10
Insurance / Health
7/10
Shopping
7/10

Dining

  • Up to 50% discounts on dining with Love Dining @ Restaurants & Love Dining @ Hotels programme
  • 10X Membership Reward points for every S$1.60 spent at new selected partners**
  • Complimentary The Far Card Classic Membership (worth S$425)
  • Complimentary drinks & exclusive offers at selected bars

Travel

  • Permanent waiver of miles transfer fee (worth S$40)
  • Complimentary Wi-Fi with Boingo and hotspots worldwide

Entertainment

  • Complimentary green fees and privileged access at selected golf clubs in Malaysia, Indonesia and Singapore

Insurance / Health

  • Spa privileges including discounts up to 40% and vouchers at selected outlets

Shopping

  • Up to 10X membership rewards points for every S$1.60 spent
  • Complimentary 90-days return guarantee*
  • Complimentary 90-days purchase protection*

Other Features

  • Travel accident insurance
  • Fraud protection
  • American Express Global Assist
  • Purchase protection and return guarantee

Card Information

Annual Fee $321.00
Min. Monthly Income $4,167.00
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder S$160.50
Finance charges 24.99%
Goods & Services Tax (GST)

Inclusive in annual fee

Late payment charge

S$50

Cash advance amount

Up to 100% of credit limit

Cash advance charge

5% of amount withdrawn

Cash advance interest charge

Finance charges of 24.99% p.a. compounded daily until full repayment

Cashback Limit

N/A

Rewards points expiry

N/A

Product Review by iMoney Singapore

Key to Platinum Lifestyle

Every S$1.60 spent on American Express Platinum Credit Card will earn 2 Membership Rewards points by default. Spending at Platinum EXTRA Partners will have an earn rate of 10 Membership Rewards points for every S$1.60 spent. All purchases on the card will automatically be insured with a 90-days return guarantee and a 90-days purchase protection.

Do consider American Express Platinum Credit Card as one of the top notch dining credit cards. Apart from the bespoke in-house dining programmes like Love Dining @ Hotels and Love Dining @ Restaurants that offer up to 50% off food bill, American Express tops it off with complimentary The Far Card Classic Membership (worth S$425), making eat-out a breeze on pocket.

The card is also packed with wellness, golf and travel privileges. Receive spa vouchers and enjoy up to 40% discounts at selected spa outlets such as Aveda Spa and The Ultimate etc. Golfing has never been better with complimentary green fees at 40 of the region's premier golf courses and country clubs. Stay connected with complimentary Wi-Fi hotspots by Boingo and The American Express Platinum Credit Card, completing the Platinum Lifestyle as it promised.

Fees and Charges

Annual fee is S$321, first two supplementary cards will be free permanently or S$160.50 from the 3rd onwards. Prevailing interest charges on outstanding balances will be 24.99% p.a., or 29.99% p.a. if the account has 3 or more defaults. Late payment charge will be S$60. The minimum payment is S$50 or 3% of the total outstanding balance, whichever is higher.

Are You Eligible For American Express Platinum Credit Card?

Minimum income for Singaporeans and permanent residents has to be S$4,167 per month to be eligible for this card, foreigners will have to provide at least S$5,000 on the other hand. Principal applicant has to be at least 21 years of age and supplementary applicant has to be at least 18 years of age.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as American Express KrisFlyer Gold Card and Citibank Prestige Card, which may match your requirements. If you prefer to broaden your credit card search, see more American Express credit cards and start comparing today!