• Min. Monthly Income

    $4,167.00

  • Interest Rate

    25.9% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee

    $337.50

Featured Highlights
  • Up to 3.2 KrisFlyer miles for every S$1 spent
  • Welcome bonus of up to 43,000 KrisFlyer miles
  • Complimentary airport lounge access
  • Complimentary night stay at one of over 110 Hilton Properties across Asia Pacific
Travel
10/10
Dining
8/10
Shopping
7.5/10
Entertainment
7/10
Insurance / Health
6/10

Travel

  • 1.2 KrisFlyer miles for every S$1 spent on eligible purchases
  • 2 KrisFlyer miles for every S$1 eligible spend with Singapore Airlines
  • Earn 2 KrisFlyer miles for every $1 spent in foreign currency overseas (June and December )
  • Earn 3.2 KrisFlyer miles for every S$1 spent on Grab Singapore transactions (up to S$200 each calendar month)
  • Four complimentary lounge access passes to any participating SATS Premier and Plaza Premium Lounge
  • Complimentary night stay at one of 110 Hilton properties across Asia Pacific every year
  • 500 bonus KrisFlyer Miles on your first Grab booking

Dining

  • 1.2 KrisFlyer mile for every S$1 spent on dining
  • 10% savings on total food bill at Carousel
  • 10% off on total bill at Alphabet Bar
  • 15% savings on à la carte food menu at Dancing Crab
  • Access to dining deals with American Express Selects

Shopping

  • 1.2 KrisFlyer mile for every S$1 spent on shopping
  • S$10 return voucher from Bobbi Brown
  • Receive 13,000 KrisFlyer miles miles on your first $5,000 spend

Entertainment

  • 1.2 KrisFlyer mile for every S$1 spent
  • 50% savings on first-time trial at PowerMoves
  • Buy 1, Free 1 trial lesson at Studio 72 Pte Ld

Insurance / Health

  • Enhanced Travel Inconvenience & Travel Accident Benefits up to $1,000,000

Other Features

  • Enhanced travel inconvenience insurance up to S$1 mil
  • Exclusive Rewards: Card Member can enjoy 2,000 KrisFlyer miles when friend is introduced
  • Enjoy accelerated upgrade to KrisFlyer Elite Gold membership tier when you spend above $15,000
  • Spend S$12,000 on eligible purchases with your Card from 1 July 2017 till 30 June 2018 and enjoy $150 Cashback on you next purchase on singaporeair.com!

Card Information

Annual Fee $337.50
Min. Monthly Income $4,167.00
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder S$80.25
Finance charges 25.90
Goods & Services Tax (GST)

Inclusive in annual fee

Late payment charge

S$60

Cash advance amount

Up to 100% of credit limit

Cash advance charge

5% of amount withdrawn

Cash advance interest charge

Finance charges of 25.90% p.a. compounded daily until full repayment

Cashback Limit

N/A

Rewards points expiry

N/A

Product Review by iMoney Singapore

Get More Rewards When You Travel!

With American Express Singapore Airlines KrisFlyer Ascend Credit Card, cardholder can earn 1.2 KrisFlyer miles for every S$1 spent on all eligible spending. Furthermore, receive 2 KrisFlyer miles for every S$1 spent with Singapore Airlines and for every S$1 spent in foreign currency in June and December. On top of that, earn 2 KrisFlyer miles for every $1 spent on on singaporeair.com, SingaporeAir mobile app, silkair.com and KrisShop (in-flight and online). For every $1 spent on Uber and Grab rides, enjoy 3.2 KrisFlyer miles, up to $200 each calendar month.

Enjoy four complimentary airport lounge access, one complimentary night at one of 110 Hilton Properties across Asia Pacific and exclusive Hertz privileges worldwide every year. On top of that, enjoy extra coverage with travel accident insurance up to $1 million when you purchase your trips with this card.

This card has a welcome offer of up to 43,000 KrisFlyer miles. Earn 5,000 KrisFlyer miles upon first spend on card. Earn 26,000 KrisFlyer miles when you spend $10,000 in the first 3 months upon approval. You will also get 12,000 KrisFlyer miles from $10,000 spent based on 1.2 KrisFlyer miles per $1 spent locally. Take advantage of the referral program which earns you 4,000 KrisFlyer miles for every successful referral, your friend will receive 1,500 KrisFlyer miles too. Need a supplementary card? You can get 1,500 KrisFlyer miles for each supplementary card approved. Spend S$15,000 on eligible purchases with your Card from 1 July 2018 until 30 June 2019 and enjoy the Double KrisFlyer Miles Accrual Voucher (capped at 5,000 bonus KrisFlyer miles).

Fees and Charges

Annual fee for principal card is S$337.50. First two supplementary cards will be free and S$80.25 thereafter. Plus, late payment charge will be applied at S$60 or 3% of outstanding balance, whichever higher if the minimum payment is not received by the due date.

Are You Eligible For American Express Singapore Airlines KrisFlyer Ascend Credit Card?

Applicants must be at least 21 years of age while supplementary card applicant must be over 18 years of age. For Singaporean and Permanent Residents, monthly income must be at least S$4,167. As for foreigners, monthly income must be at least $5,000 per month.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as American Express KrisFlyer Credit Card and Citi PremierMiles Visa Card, which may match your requirements. If you prefer to broaden your credit card search, review more American Express credit cards and start comparing today!