• Min. Monthly Income

    $2,500.00

  • Interest Rate

    25.9% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee

    $176.55

Featured Highlights
  • 1.1 KrisFlyer miles for every S$1.00 spent on all eligible purchases
  • 2 KrisFlyer miles for every S$1.00 spent on foreign currency spent on eligible purchases in June and December
  • 3.1 KrisFlyer miles for every $1.00 spent on Grab Singapore transactions (capped at S$200 monthly)
  • Receive up to 31,000 KrisFlyer miles in your first 6 months
Travel
10/10
Dining
10/10
Groceries
9/10
Shopping
9/10
Insurance / Health
8/10

Promotion

Promotion: Get up to 26,000 KrisFlyer miles!

  • Welcome Bonus: Get 5,000 KrisFlyer miles the very first time you charge your card
  • Spend Bonus: Spend S$5,000 within 3 months of Card approval and receive 7,500 bonus miles.
  • You will also earn 5,500 KrisFlyer Miles based on the 1.1 KrisFlyer Miles per S$1 spent locally.
  • Supplementary Bonus: Receive 1,500 KrisFlyer Miles each for first 2 approved supplementary cards
  • Refer Friends Rewards: Receive 5,000 KrisFlyer miles when you successfully refer a friend

Travel

  • 1.1 KrisFlyer mile for every S$1 spent on eligible purchases
  • 2 KrisFlyer miles for every S$1 equivalent spent in foreign currency (Valid in June and December)
  • 2 KrisFlyer miles for every S$1 spent on eligible purchases made on singaporeairlines.com, SingaporeAir mobile app, silkair.com and KrisShop with no cap
  • 3.1 KrisFlyer miles for every spent on Grab Singapore (up to S$200 each calendar month)

Dining

  • 1.1 KrisFlyer miles for every S$1 spent on dining
  • Dining deals up to 50% through American Express Selects
  • Earn 3.3 KrisFlyer Miles when you spend at McDonald's Starbucks, Subway, The Coffee Bean & Tea Leaf, Deliveroo and Food Panda, (up to S$200 spend per calendar month )

Groceries

  • 1.1 KrisFlyer miles for every S$1 spent on groceries
  • Up to S$20 off at RedMart

Shopping

  • 1.1 KrisFlyer miles for every S$1 spent on eligible purchases
  • 2 KrisFlyer miles for every S$1 equivalent in foreign currencies (valid in June and December)

Insurance / Health

  • Enjoy free Travel Inconvenience & Travel Accident benefits of up to S$350,000 when you purchase your trips with this card
  • Earn 3.3 KrisFlyer Miles when you shop at Unity or Watsons

Other Features

  • Interest-free period up to 51 days
  • Complete fraud protection promise
  • Worldwide acceptance at millions of establishments
  • Receive 1,500 KrisFlyer miles each for the first two approved supplementary cards

Card Information

Annual Fee $176.55
Min. Monthly Income $2,500.00
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder S$53.50 (first year annual fee waiver)
Finance charges 25.90% p.a
Goods & Services Tax (GST)

Inclusive in annual fee

Late payment charge

S$60

Cash advance amount

Up to 100% of credit limit

Cash advance charge

5% of amount withdrawn

Cash advance interest charge

Finance charges of 23.99% p.a. compounded daily until full repayment

Cashback Limit

N/A

Rewards points expiry

N/A

Product Review by iMoney Singapore

Fly Sooner with Singapore Airlines with American Express KrisFlyer Credit Card

Receive 1.1 KrisFlyer miles for every S$1 spent on all eligible spending. Other than that, cardmembers will earn 2 KrisFlyer miles for every S$1 spent on eligible purchases with Singapore Airlines and its subsidiaries. Take note that all foreign currencies spend in June and December will have an earn rate of 2 KrisFlyer miles per S$1 spend. Earn 3.1 KrisFlyer miles for every $1 spent on Uber and Grab rides, capped at $200 per month. Enjoy savings up to 50% on dining, shopping and entertainment with American Express Selects!

Fees and Charges

Annual fee for principal card and supplementary card is S$176.55 and S$53.50 respectively. Annual fee will be waived for the first year. Interest rate of 25.90% p.a. will be charged on outstanding balance. Late payment charge will be S$60 per month. Minimum monthly repayment will be S$50 or 3% of outstanding balance, whichever is higher. As for cash advance, 5% of the amount withdrawn will be charged, plus finance charge of 23.99% per annum on the amount withdrawn which will be calculated on a daily basis, until your payment is fully made.

Are You Eligible For American Express KrisFlyer Credit Card?

Applicants must be Singaporeans or Permanent Residents of at least 21 years old with a monthly income of at least S$2,500. Separately, foreigners will require a minimum monthly income of S$5,000.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Citi PremierMiles Visa Card and Standard Chartered Visa Infinite Credit Card, which may match your requirements. If you prefer to broaden your credit card search, review more American Express credit cards and start comparing today!