Min. Monthly Income
- 1.5% cashback on anything, anytime with no cashback cap
- First year annual fee waiver
- 3% cashback on all spend up to S$5,000 in the first 6 months!
- Get up to S$60 CapitaVouchers when you spend S$500 within the first month
Product Review by
Endless Cashback For Everything!
American Express True Cashback Card is the true fuss-free cashback card, featuring 1.5% cashback with no capping and no minimum spending required! As a welcome token, card members will enjoy 3% cashback in the first 6 months for a total spending of up to S$5,000. Basic card features aside, do expect a suite of extra benefits like American Express Selects global dining program, 24-hour customer care professional service, and global assist to help with any immediate requests you may have while being away from home country. Receive up to S$60 CapitaVouchers with S$500 spend within the first month. T&Cs Apply.
Fees and Charges
Annual fee for principal card and supplementary card is S$171.20 and S$85.60 respectively. Annual fee will be waived for the first year for principal card, while first two supplementary card's annual fee will be permanently waived. On top of that, receive $20 Capita Voucher each for the first two approved supplementary card. Interest rate of 25.90% p.a. will be charged on outstanding balance if full payment was not made by the payment due date. Late payment charge will be S$60. Cash advance fee will be charged at 5% on amount withdrawn, plus a finance charge of 23.99% p.a. until full repayment.
Are You Eligible For American Express True Cashback Card?
To be eligible to apply for American Express True Cashback Card, you must be at least 21 years old with a minimum income of S$2,500 per month (for Singapore citizens & residents) or S$5,000 (for foreigners).
Looking for more options to choose from? Our credit card experts also recommend other similar credit cards such as American Express Platinum Credit Card and ANZ Optimum World MasterCard Credit Card, which may match your requirements. If you prefer to broaden your credit card search, see more American Express credit cards and start comparing today!