• Min. Monthly Income


  • Interest Rate

    25.88% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee


Featured Highlights
  • Up to 20% off dining privileges
  • 3x Reward Points on overseas transactions
  • Exclusive 24 hours concierge assistance


  • Up to 20% off Dining Privileges at selected restaurants


  • Privileges and discounts at Cathay Cineplexes
  • Privileges with SISTIC


  • 3x Reward Points on overseas transactions


  • 3x Reward Points on overseas transactions


  • 24 hours concierge assistance
  • Complimentary Starwood Preferred Guest status

Other Features

  • Flexi Balance - Interest Free Instalments
  • 0% Funds Transfer

Card Information

Annual Fee $150.00
Min. Monthly Income $6,667.00
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder S$75
Finance charges S$3 or 25.88% p.a.
Goods & Services Tax (GST)

Inclusive in annual fee

Late payment charge

S$55 or 5% of the minimum payment

Cash advance amount

Up to available credit limit

Cash advance charge

6% of the amount withdrawn or S$20, whichever is higher

Cash advance interest charge

Finance charges of 28% p.a. compounded daily until full repayment

Cashback Limit


Rewards points expiry

Product Review by iMoney Singapore

The Premium Lifestyle Card

With this card, you will get to enjoy luxury dining, hotel stays and lifestyle privileges with no boundaries. You will get to enjoy buy 1 free 1 privilege when purchasing movie ticket from Shaw Theatres, regardless of purchasing on weekday, weekend or public holiday. Besides, you can dine with 20% discounts at selected restaurants on the island. Next, this card also offers you lifestyle privileges up to 40% off at selected merchants. You can now pamper yourself with premium spa services around the world. Besides, you will also get 3 times of Rewards Points when you spend in other countries. This card will serve you 24/7, with luxury service to attend your personal needs such as dining recommendations and reservations, flower deliveries and more! You may take up the balance transfer programme with 0% interest rate per annum for the first 6 months upon card approval. Besides, there is only 1.5% processing fee will be charge when you are transferring from your existing card.

Fees and Charges

Bank of China World MasterCard welcomes principal cardholders with a 2 years annual fee waiver. For the following years, you will only need to pay S$150 per annum. As for supplementary cardholders, you will need to pay S$75 per annum. If you did not make pay your bills before/on payment due date, you will be charged on the interest rate of 25.88%, with a minimum charge of S$3. Besides, late payment charge will be 5% per month of the minimum payment or S$55 per month, whichever is higher. Minimum monthly payment is either 3% of your outstanding balances or S$50, whichever is higher. You are allow to withdraw cash with using your card, but you will be charged for a 6% of amount withdrawn or S$15, whichever is higher.

Are You Eligible For Bank of China World MasterCard?

To apply Bank of China World MasterCard, your monthly income must not less than S$6,667 and must be age 21 and above. Supplementary card applicant must be age 18 and above.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Bank of China Shop! Card and HSBC Advance Visa Platinum Card which may match your requirements. If you prefer to broaden your credit card search, see more Bank of China credit cards and start comparing today!