• Min. Monthly Income


  • Interest Rate

    25.88% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee


Featured Highlights
  • 6% cash rebates for online and departmental stores spend
  • Up to 1% cash rebate on all other spend
  • Complimentary BOC Family Rebate Card
Insurance / Health


  • 6% cashback for online and departmental stores spending
  • Discounts up to 30% at selected shopping sites


  • Up to 1% cashback on groceries


  • Up to 1% cashback on petrol


  • Up to 1% cashback on dining bills

Insurance / Health

  • Privileges with 65DOCTOR.COM

Other Features

  • Complimentary BOC Family Rebate Card

Card Information

Annual Fee $150.00 (Free for first 2 years)
Min. Monthly Income $2,500.00
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder S$75
Finance charges S$3 or 25.88% p.a.
Goods & Services Tax (GST)

Inclusive in annual fee

Late payment charge

S$55 or 5% of the minimum payment

Cash advance amount

Up to available credit limit

Cash advance charge

6% of the amount withdrawn or S$20, whichever is higher

Cash advance interest charge

Finance charges of 28% p.a. compounded daily until full repayment

Cashback Limit

$100 a month

Rewards points expiry

Product Review by iMoney Singapore

Shop Anything Anywhere!

If you love shopping online, you will love this card too! Bank of China Shop! Card offers 6% cashback when you shop online at any online stores. Not only that, this card also offers 6% cashback if you shop with selected department stores in Singapore. Moreover, you will also get 6% cashback when you pay your bills online! Other than earning cashback from spending on shopping, you can also earn 1% cashback when you are spending on anything with more than S$1,000 in a month. If you are spending less than S$1,000, you will get 0.5% cashback. Aside of all the cashbacks, attractive discounts are also given when you are shopping with selected merchants, such as asiatravel.com, gobuylah.sg, suddenly slender and etc. On top of that, a complimentary BOC Family Rebate Card will be given to you too! So now you can shop for your family’s needs and wants with more cashbacks. If you wish to transfer from your existing credit card, you may take up the balance transfer programme to enjoy 0% interest rate for the first 6 months upon card approval, to repay all your outstanding balances. Plus, you will also need to pay for a processing fee with 1.5% of the transaction amount for each balance transfer transaction.

Fees and Charges

Annual fee for principal card and supplementary card is S$150 per annum and S$75 per annum respectively. For principal cardholder, you can enjoy a waiver of 2 years annual fee. On the other hand, interest will be charged on you for the outstanding balances, which is 25.88% per annum, with a minimum charge of S$3. You will be penalized on late payment for a 5% per month of the minimum payment or S$55 per month, whichever is greater. Minimum monthly payment is calculated as 3% of your monthly outstanding balance or S$50, whichever is greater. As for cash advance, a 6% of amount withdrawn or S$15 will be charged, whichever is greater.

Are You Eligible For Bank of China Shop! Card?

For Singaporeans and permanent residents, as long as you have a minimum monthly income of S$2,500, then you are eligible to apply for this card. If you are a foreigner, then you will need a minimum monthly income of S$5,000. Applicant for principal card must be 21 years old and above; applicant for supplementary card must be 18 years old and above.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Bank of China Family Rebate Card and Citibank DIVIDEND Card, which may match your requirements. If you prefer to broaden your credit card search, see more Bank of China credit cards and start comparing today!