• Min. Monthly Income


  • Interest Rate

    25.88% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee


Featured Highlights
  • 2X Bonus Points on all your overseas spend
  • Exclusive 24 hours concierge assistance
  • Access to wide range of shopping, dining, entertainment and travel deals in China, HK and Macau


  • Up to 15% discounts on dining bills in China
  • 10% discounts on total bill at Seafood International


  • 15% discounts on tickets at Sentosa Merlion Tower
  • 10% discounts at Gardens by the Bay


  • Privileges and special rates at selected golf clubs in China
  • Dining deals with up to 15% discounts at China


  • 2x Bonus Points for every S$1 spent overseas
  • 20% cash rebate at Takashimaya, BHG, OG and TANGS


  • 2x Bonus Points for every S$1 spent overseas

Other Features

  • Free airport lounge access
  • MasterCard Platinum Privileges
  • 24-hour Concierge Services

Card Information

Annual Fee $150.00 (Free for the first 2 years)
Min. Monthly Income $2,500.00
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder S$75
Finance charges S$3 or 25.88% p.a.
Goods & Services Tax (GST)

Inclusive in annual fee

Late payment charge

S$55 or 5% of the minimum payment

Cash advance amount

Up to available credit limit

Cash advance charge

6% of the amount withdrawn or S$20, whichever is higher

Cash advance interest charge

Finance charges of 28% p.a. compounded daily until full repayment

Cashback Limit


Rewards points expiry

Product Review by iMoney Singapore

Double Reward Points For Overseas Spend

If you travel a lot to Mainland China, Hong Kong and Macau, you will need Bank of China Travel Card! This card gives you exclusive travel privileges with more than 17,000 selected merchants in China. Selected merchants include shopping, dining, entertainment, travel, and hotels. Earn 2X Rewards Points when you spend with this card at overseas. Then, you are entitled for the BOC Rewards Programme to redeem the latest gadgets, cash rebates and dining vouchers. Besides, if you are spending in Singapore, you will get 20% cashback if you shop at Takashima Department Store, OG and etc. Bank of China Travel Card also offers up to 15% discounts when you visit Gardens by the bay and Sentosa Merlion Tower. Bank of China Travel Card comes with a 24/7 worldwide concierge assistance to assist you anytime, anywhere. You may call to book air ticket, airport transfer, hotel and more! The balance transfer programme lets you enjoy 0% interest rate per annum for the first 6 months and with only 1.5% of processing fee.

Fees and Charges

Principal cardholders do not need to pay the annual fee for the first two years. Annual fee for principal card is S$150 per annum; for supplementary card is S$75 per annum. Outstanding balances will be charged for an interest rate of 25.88%, with minimum charge of S$3. Paying late will be penalized by late payment charge of 5% per month of the minimum payment or S$55 per month, whichever is higher. Minimum monthly payment is 3% of your outstanding balances or S$50, whichever is higher. Withdrawing cash will be charged on interest too, 6% of amount withdrawn or S$15, whichever is higher.

Are You Eligible For Bank of China Travel Card?

To apply principal card, your monthly income must not less than S$2,500 (Singaporeans and permanent residents); S$5,000 (foreigners), and must be age 21 and above. Supplementary card applicants must be age 18 and above.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Bank of China World MasterCard and ANZ Travel Visa Signature Card, which may match your requirements. If you prefer to broaden your credit card search, see more Bank of China credit cards and start comparing today!