Min. Monthly Income
- Welcome gift: Apply & get a free* return flight ticket to 16 Asian destinations when you spend S$600/mth for 3 consecutive months upon card approval.
- 10% cashback on wine & dine, transport, travel spend and petrol
- 10% cashback on health & medical, electronic & furnishing at selected merchants
- Member for life, with no annual fee
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More Cashback Goodness!
CIMB Platinum MasterCard comes with tons of awesome cashback goodness. You will earn 10% cashback if you swipe your card on Wine & Dine, petrol, transportation, travel charges in foreign currency, health & medical spend and electronic & furnishing at selected merchants. However, you will continue to earn 0.2% cashback on all other spend with no minimum spend or monthly cap. You will also get to enjoy cross border CIMB Bank Regional Deals, which gives you exclusive discounts, offers and privileges at more than 600 selected merchants in Indonesia and Malaysia. Most importantly you can keep your finances in check by converting your travel and other big ticket items to CIMB 0% i.Pay Plan where you will enjoy interest-free repayments over a period of up to 24 months. You will also be able to enjoy never-ending rewards and benefits and be able to share the benefits with up to 4 supplementary cards.
Fees and Charges
No annual fee is required for this card. Interest will be charged on outstanding balances, which is 25.90% per annum, with minimum monthly charge of S$2.50. Interest will be charged higher as 28% per annum if no minimum monthly payment was made by the payment due date, and this also comes with a minimum monthly charge of S$2.50. By paying outstanding balance late or no minimum monthly payment is received, you will be charged on late payment charge of S$100. The minimum monthly payment is 3% of outstanding balance or S$50, whichever is greater. By withdrawing cash, 6% of amount withdrawn or S$15 will be charged, whichever is greater.
Are You Eligible For CIMB Platinum MasterCard?
Singaporeans and Singapore permanent residents are eligible to apply for CIMB Platinum MasterCard with an annual income of S$30,000 and above. Applicants who age 55 and above will only need a minimum annual income of S$15,000. To apply principal card, you must be age 21 and above; to apply supplementary card, you must be age 18 and above. Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as CIMB Visa Signature and Citibank Rewards Card, which may match your requirements. If you prefer to broaden your credit card search, review more CIMB credit cards and start comparing today!