• Min. Monthly Income


  • Interest Rate

    25.5% p.a.

  • Balance Transfer

    N/A p.a.

  • Annual Fee


Featured Highlights
  • 10% cash rebate on travel
  • 10% cash rebate on health, beauty & wellness
  • 0% admin fee on purchases in foreign currencies
  • Member for life, with no annual fee
Insurance / Health


  • Access to CIMB Bank cross-border regional dining deals

Insurance / Health

  • 10% cash rebate (capped at S$60) on health, beauty & wellness spend


  • 10% cash rebate (capped at S$60) on travel for hotels, flights and travel agencies
  • 0% admin fee on purchases in foreign currency
  • Enjoy complimentary airport transfers
  • Access to CIMB Bank cross-border regional deals


  • 0.2% cash rebate on groceries spends


  • 0.2% cash rebate on petrol spends

Other Features

  • Get unlimited 0.2% cash rebate on all other spend, at no minimum spend or monthly cap

Card Information

Annual Fee Free
Min. Monthly Income $2,500.00
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder Free for 1st year (for up to 2 supplementary card)
Finance charges 25.5% p.a.

28% p.a.

Goods & Services Tax (GST)


Late payment charge


Cash advance amount

70% of the credit limit

Cash advance charge

6% of the amount withdrawn or S$15, whichever is higher

Cash advance interest charge

Finance charges of 28% p.a. subject to compounding on the amount withdrawn and the cash advance fee

Cashback Limit


Rewards points expiry

Product Review by iMoney Singapore

More Cashback Goodness!

CIMB Platinum MasterCard comes with tons of awesome cashback goodness. You will earn 10% cashback if you swipe your card on travel and health, beauty & wellness spends. 10% cashback comes with condition that you must spend minimum of S$500 and at least 8 transactions with S$30 or more within the same statement month, capped at S$60 per statement month. However, you will continue to earn 0.2% cashback on all other spend with no minimum spend or monthly cap. You will also get to enjoy cross border CIMB Bank Regional Deals, which gives you exclusive discounts, offers and privileges at more than 600 selected merchants in Singapore, Indonesia, Thailand and Malaysia. Most importantly you can keep your finances in check by converting your travel and other big ticket items to CIMB 0% i.Pay Plan where you will enjoy interest-free repayments over a period of up to 20 months. You will also be able to enjoy never-ending rewards and benefits and be able to share the benefits with up to 4 supplementary cards

Fees and Charges

No annual fee is required for this card. Interest will be charged on outstanding balances, which is 25.5% per annum, with minimum monthly charge of S$2.50. Interest will be charged higher as 28% per annum if no minimum monthly payment was made by the payment due date, and this also comes with a minimum monthly charge of S$2.50. By paying outstanding balance late or no minimum monthly payment is received, you will be charged on late payment charge of S$80. The minimum monthly payment is 3% of outstanding balance or S$50, whichever is greater. By withdrawing cash, 6% of amount withdrawn or S$15 will be charged, whichever is greater.

Are You Eligible For CIMB Platinum MasterCard?

Singaporeans and Singapore permanent residents are eligible to apply for CIMB Platinum MasterCard with an annual income of S$30,000 and above. Applicants who age 55 and above will only need a minimum annual income of S$15,000. To apply principal card, you must be age 21 and above; to apply supplementary card, you must be age 18 and above. Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as CIMB Visa Signature and Citibank DIVIDEND Card, which may match your requirements. If you prefer to broaden your credit card search, review more CIMB credit cards and start comparing today!