• Min. Monthly Income

    $2,500.00

  • Interest Rate

    25.9% p.a.

  • Balance Transfer

    N/A p.a.

  • Annual Fee

    Free

Featured Highlights
  • Welcome gift: Apply & get a free* return flight ticket to 16 Asian destinations when you spend S$600/mth for 3 consecutive months upon card approval.
  • 10% cashback on wine & dine, transport, travel spend and petrol
  • 10% cashback on health & medical, electronic & furnishing at selected merchants
  • Member for life, with no annual fee
Travel
9/10
Dining
8/10
Insurance / Health
8/10
Shopping
7/10
Petrol
7/10

Travel

  • Earn 10% cashback on travel in foreign currency for hotels, flights and travel agencies (capped at S$20 )
  • Up to 10%* cashback on your transportation (taxi, bus & train rides)
  • Access to CIMB Bank cross-border regional deals

Dining

  • Earn 10% cashback on Wine & Dine
  • Access to CIMB Bank cross-border regional dining deals

Insurance / Health

  • Earn 10% cashback on health & medical spend

Shopping

  • Up to 10%* cashback on electronic & furnishing at selected merchants (Harvey Norman, Best Denki, Challenger, IKEA, Courts or Parisilk)

Petrol

  • Up to 10%* cashback on petrol

Other Features

  • Get unlimited 0.2% cashback on all other spend, at no minimum spend or monthly cap
  • Terms and conditions governing the CIMB Credit Cards Promotion 2019 apply
  • With SimplyGo, your CIMB Platinum Mastercard can be used for paying your bus & train rides. Just tap & go!
  • Enjoy flexible payments with CIMB 0% i.Pay Plan where you can get 0% interests over 24 months
  • Apply up to 4 supplementary cards and your family can enjoy the benefits that you do!

Card Information

Annual Fee Free (Free annual fee for life )
Min. Monthly Income $2,500.00
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder Free for life
Finance charges 25.90% p.a.

28% p.a.

Goods & Services Tax (GST)

N/A

Late payment charge

S$100

Cash advance amount

70% of the credit limit

Cash advance charge

6% of the amount withdrawn or S$15, whichever is higher

Cash advance interest charge

Finance charges of 28% p.a. subject to compounding on the amount withdrawn and the Cash Advance fee) chargeable on a daily basis from the date of withdrawal until receipt of full payment (minimum charge of S$2.50)

Cashback Limit

10% cashback: Capped at S$100 per statement month and up to S$20 per category. 0.2% cashback: Unlimited

Rewards points expiry

N/A

Product Review by iMoney Singapore

More Cashback Goodness!

CIMB Platinum MasterCard comes with tons of awesome cashback goodness. You will earn 10% cashback if you swipe your card on Wine & Dine, petrol, transportation, travel charges in foreign currency, health & medical spend and electronic & furnishing at selected merchants. However, you will continue to earn 0.2% cashback on all other spend with no minimum spend or monthly cap. You will also get to enjoy cross border CIMB Bank Regional Deals, which gives you exclusive discounts, offers and privileges at more than 600 selected merchants in Indonesia and Malaysia. Most importantly you can keep your finances in check by converting your travel and other big ticket items to CIMB 0% i.Pay Plan where you will enjoy interest-free repayments over a period of up to 24 months. You will also be able to enjoy never-ending rewards and benefits and be able to share the benefits with up to 4 supplementary cards.

Fees and Charges

No annual fee is required for this card. Interest will be charged on outstanding balances, which is 25.90% per annum, with minimum monthly charge of S$2.50. Interest will be charged higher as 28% per annum if no minimum monthly payment was made by the payment due date, and this also comes with a minimum monthly charge of S$2.50. By paying outstanding balance late or no minimum monthly payment is received, you will be charged on late payment charge of S$100. The minimum monthly payment is 3% of outstanding balance or S$50, whichever is greater. By withdrawing cash, 6% of amount withdrawn or S$15 will be charged, whichever is greater.

Are You Eligible For CIMB Platinum MasterCard?

Singaporeans and Singapore permanent residents are eligible to apply for CIMB Platinum MasterCard with an annual income of S$30,000 and above. Applicants who age 55 and above will only need a minimum annual income of S$15,000. To apply principal card, you must be age 21 and above; to apply supplementary card, you must be age 18 and above. Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as CIMB Visa Signature and Citibank Rewards Card, which may match your requirements. If you prefer to broaden your credit card search, review more CIMB credit cards and start comparing today!