• Min. Monthly Income

    $10,000.00

  • Interest Rate

    25.9% p.a.

  • Balance Transfer

    N/A p.a.

  • Annual Fee

    Free

Featured Highlights
  • Welcome gift: Apply & get up to S$150* cash credit when you spend S$1200 within 3 months of card approval.
  • 1% local and overseas cashback at no monthly cap & no annual fees for life
  • Additional 1% cashback on overseas and travel related spend with a min. spend of S$2,000 within the same statement month
  • Access to over 1,000 airport lounges globally
Travel
10/10
Dining
9/10
Groceries
8.5/10
Shopping
8/10
Petrol
7/10

Promotion

Get up to S$150 cash credit with CIMB Visa Infinite

  • Apply for CIMB Visa Infinite or CIMB World Mastercard
  • Make a min. S$1,200 of accumulated spend on eligible transactions to qualify for S$120
  • Apply for at least 1 Supplementary Card to get additional S$30 card credit
  • Promotion valid until 31 December 2019
  • *Terms and conditions governing the CIMB Credit Cards Promotion 2019 apply.

Travel

  • 2%* unlimited cashback on all overseas and travel related spend
  • Visa Infinite Concierge Service
  • Complimentary travel insurance coverage up to S$1,000,000 when you charge your full fare to your card
  • Exclusive benefits in network of over 1,000 CIMB deals & discounts
  • Up to 3 complimentary lounge visits annually per Principal Cardmember

Dining

  • 2%* unlimited cashback on all dining spend overseas
  • 1% cashback on all dining spend in Singapore
  • Enjoy up to 50% discounts on exclusive fine dining privileges when you charge your food bill with CIMB Visa Infinite
  • Frequent traveler to Indonesia & Malaysia can enjoy discounts in our exclusive network of over 1,000 partners across dining, retail and lifestyle outlets

Groceries

  • 1% cashback on all grocery purchases in Singapore

Shopping

  • 1% cashback on all purchases in Singapore
  • 2%* unlimited cashback on all purchases overseas

Petrol

  • 1% cashback on petrol within Singapore

Other Features

  • To qualify for the 2% cashback, cardmember need to spend at least S$2,000 per statement month
  • Otherwise, cardmember will enjoy 1% cashback on all spend
  • Visa Infinite Concierge Service to take care of your every request
  • No annual fees for both Principal & Supplementary Cardmembers

Card Information

Annual Fee Free (Free annual fee for life)
Min. Monthly Income $10,000.00
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder Free for life
Finance charges 25.90% p.a.

28% p.a.

Goods & Services Tax (GST)

N/A

Late payment charge

S$100

Cash advance amount

80% of the credit limit

Cash advance charge

6% of the amount withdrawn or S$15, whichever is higher

Cash advance interest charge

Finance charges of 28% p.a. subject to compounding on the amount withdrawn and the Cash Advance fee) chargeable on a daily basis from the date of withdrawal until receipt of full payment (minimum charge of S$2.50)

Cashback Limit

Unlimited

Rewards points expiry

N/A

Product Review by iMoney Singapore

Cashback On Anything You Spend

Are you looking for a credit card that allows you to enjoy cashback on overseas and travelling related expenses? Not to worry, as CIMB Visa Infinite Card allows you to earn 2% cashback on all overseas expenses such as dining, groceries, travel and shopping. You will earn a cashback of 1% if you swipe your card in Singapore for dining, groceries, travel and shopping. You may also indulge a posh meal, as you are entitled to enjoy exclusive discounts at selected dining outlets. What’s more, enjoy exclusive discounts at more than 1,000 established merchants in Indonesia & Malaysia. This card comes with global assurance, where you will be insured by travel accident insurance with a minimum coverage of S$1,000,000. Adding on to that, CIMB will always be there for you. No request is too big or too small when you have your own personal concierge. Let them take your matters into their hands anytime, anywhere, so you can focus on the important things in life. Lastly, you can enjoy CIMB 0% i.Pay Plan, where you can enjoy flexible repayments for your bills up to a certain period of 20 months.

Fees and Charges

No annual fee is to be charged on you for this card, forever. If you did not make payment before the payment due date, your outstanding balances will be charged with interest rate of 25.90% per annum, with a minimum monthly charge of S$2.50. If no minimum monthly payment is made before the payment due date, interest charge of 28% per annum will be charged on your outstanding balances, with a minimum monthly charge of S$2.50. If no minimum monthly payment is made before the payment due date, you will be charged for S$100. Plus, if you did not make your monthly payment promptly, you will also be charged for S$100. Minimum payment is 3% of your monthly outstanding balance or S$50, whichever is greater. Withdrawing cash from CIMB Visa Infinite Card will be charged for a 6% of amount withdrawn or S$15, whichever is greater.

Are You Eligible For CIMB Visa Infinite Card?

To apply CIMB Visa Infinite Card, your income must at least S$10,000 per month and you must be age 21 and above. Supplementary cardholder must be age 18 and above. This card is entitled to Singaporeans and Singapore permanent residents who fulfilled the income requirement.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as CIMB Platinum MasterCard Credit Card and HSBC Visa Infinite Credit Card , which may match your requirements. If you prefer to broaden your credit card search, see more CIMB credit cards and start comparing today!