• Min. Monthly Income

    $2,500.00

  • Interest Rate

    25.9% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee

    Free

Featured Highlights
  • Welcome gift: Apply & get a free* return flight ticket to 16 Asian destinations when you spend S$600/mth for 3 consecutive months upon card approval.
  • 10%* cashback on beauty & wellness, online shopping & grocery
  • 10%* cashback for pet shops & veterinary services and cruises
  • Free annual fee for life
Travel
8/10
Shopping
8/10
Dining
5/10
Insurance / Health
6/10
Groceries
6/10
Entertainment
6/10

Travel

  • Complimentary travel insurance coverage of up to S$500,000 when you charge your full fares to your CIMB Visa Signature
  • Access to CIMB Bank cross-border regional deals

Shopping

  • 10%* cashback (capped at $20) on online shopping
  • Shop with Zalora and get 15% off store wide when you spend minimum of S$100 (valid until 31 December 2019)

Dining

  • Access to CIMB Bank cross-border regional deals

Insurance / Health

  • 10%* cashback on your beauty & wellness spend

Groceries

  • 10%* cashback on your grocery

Entertainment

  • 10%* cashback on cruises

Other Features

  • Earn up to 10%* cashback on Pets Shops & Veterinary Services
  • *To qualify for the 10% cashback, you must spend a minimum of S$800 per statement month.
  • *Terms and conditions governing the CIMB Credit Cards Promotion 2019 apply
  • 10% cashback category is capped at S$100 per statement month per Principal Cardmember and up to S$20 per category.
  • Get unlimited 0.2% cash rebate on all other spend at no minimum spend or monthly cap
  • Use your CIMB Visa Signature card as a transit card for your train & bus rides with SimplyGo
  • Enjoy flexible payments with CIMB 0% i.Pay Plan where you can get 0% interests over 24 months
  • Apply up to 4 supplementary cards and your family can enjoy the benefits that you do!

Card Information

Annual Fee Free (Free annual fee for life)
Min. Monthly Income $2,500.00
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder Free for life
Finance charges 25.90% p.a.

28% p.a.

Goods & Services Tax (GST)

N/A

Late payment charge

S$100

Cash advance amount

70% of the credit limit

Cash advance charge

6% of the amount withdrawn or S$15, whichever is higher

Cash advance interest charge

Finance charges of 28% p.a. subject to compounding on the amount withdrawn and the Cash Advance fee) chargeable on a daily basis from the date of withdrawal until receipt of full payment (minimum charge of S$2.50)

Cashback Limit

For 10% cashback,cashback is capped at S$100 per statement month and up to S$20 per category. For 0.2% cashback, the cashback is unlimited.

Rewards points expiry

N/A

Product Review by iMoney Singapore

Get a Free Return Flight Ticket to One of 16 Destinations Across Asia!

From now until 31 December 2019, new cardmembers are entitled to get a free return tickets to any one of 16 destinations across Asia. This includes Bali, Kuala Lumpur, Taipei, Hanoi, Bangkok & many more! To qualify, you are required to spend a minimum S$600 per statement month for the first 3 months. You will automatically get a voucher code & redemption instructions, simply follow the next instruction to get your free tickets. Apply now to get your same day approval!

Cashback Fever!

CIMB Visa Signature guarantees you great cashback up to 10% on selected categories. You can earn up to 10% cashback on beauty & wellness, online shopping, groceries, pet shops & veterinary services & cruises. You just need to spend a minimum S$600 per month for the first 3 months. The cashback will be capped at S$100 per statement month, however you will continue to earn 0.2% cashback on all other spend with no cap! Moreover, you will be able to enjoy a complimentary Travel Insurance up to S$500,000 when you charge your full fare with CIMB Visa Signature card and also enjoy the Visa Signature exclusive benefits.

Fees and Charges

No annual fee is required for this card. If there is any outstanding balance, then you will be charged for an interest rate of 25.5% per annum, with a minimum monthly charge of S$2.50. If no minimum monthly payment was made by payment due date, interest charge will be 28% per annum, with a minimum monthly charge of S$2.50. Late payment charge of S$100 will be required if outstanding balance is not received full by payment due date, or no minimum monthly payment is received by payment due date. Minimum monthly payment would be either 3% of the monthly outstanding balance or S$50, whichever is higher. Besides, withdrawing cash will be charged on interest too, 6% of amount withdrawn or S$15, whichever is higher.

Are You Eligible For CIMB Visa Signature?

CIMB Visa Signature is eligible to Singaporeans and Singapore permanent residents with a minimum annual income of S$30,000. If you are 55 years old and above, you will only need a minimum annual income of S$15,000. Principal cardholder must be 21 years old and above, and supplementary cardholder must be 18 years old and above.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as CIMB Cash Back Card and Standard Chartered Unlimited Cashback Credit Card, which may match your requirements. If you prefer to broaden your credit card search, see more CIMB credit cards and start comparing today!