• Min. Monthly Income


  • Interest Rate

    28% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee


Featured Highlights
  • Free entry to Zouk, Wine Bar and Velvet -Underground-Dance on selected days
  • Up to 10% Citi rebates at over 700 merchants
  • Up to 14% savings with Esso and Shell


  • 10% citi rebate on Starbucks
  • 10% off total bill at Alphabet Bar
  • Wide range of dining deals for all sorts of occasion


  • Free entry to Zouk, Phuture and Velvet Underground-Dance on selected days
  • 1-for-1 drinks with Wine Bar and Velvet Underground-Dance on selected days


  • Up to 10% rebate at over 700 merchant outlets
  • 5% cashback on online shipping fees
  • Earn 1 Citi Dollar for every $1 spent


  • Up to 14% savings with Esso and Shell


  • Up to 10% rebate in outlets including Cold Storage

Other Features

  • no minimum income required
  • first year annual fee waived

Card Information

Annual Fee $29.96
Min. Monthly Income Free
Min. age for principal holder

18 and above (applicants below 21 must get parent/guardian's consent and guarantee for the payment of outstanding balance)

Min. age for supplementary holder


Fee for supplementary holder N/A
Finance charges S$3 or 28% p.a. (whichever higher)

Up to 3.0% - Foreign Currency Transaction fee

Goods & Services Tax (GST)

Inclusive in annual fee

Late payment charge


Cash advance amount

Up to available limit

Cash advance charge

S$15 or 6% of withdrawal amount

Cash advance interest charge

28% p.a.

Cashback Limit


Rewards points expiry

1 year

Product Review by iMoney Singapore

Party and earn special privileges.

Tertiary students can start partying with the Citibank Clear Card and start earning special privileges. For party privileges, one may enjoy exclusive after-dark privileges like free entry at Zouk on Wednesday, Friday and Saturday, free 1-for-1 drinks from Tuesday to Saturday all night long at Wine Bar and free 1-for-1 drinks on Friday and Saturday at Velvet Underground – Dance. On top of that you are also entitled to enjoy dining privileges at Starbucks and Burger King by earning 10% Citi Rebate with only S$10 minimum spending.

Fees and Charges

The annual fee for this basic card is only S$29.96. Annual fee waiver is given for the first year subscription. The finance rate would be 28% per annum or if you do not pay with the full amount of your current balance stated on the statement of account or before the payment due date, you would need to pay with a daily interest rate of S$3.00 per month. Late payment charge for Citibank Clear Card will be $40.

Are You Eligible For Citibank Clear Card?

You are entitled for applying Citibank Clear Card, if you are a tertiary student from the following education institutions: NTU, NUS, SMU, SIM, SUTD, SIT, University of Chicago Booth School of Business, DigiPen, ESSEC, GIST-TUM Asia, INSEAD, SP Jain, Tisch, UNLV, Nanyang Polytechnic, Ngee Ann Polytechnic, Republic Polytechnic, Singapore Polytechnic, Temasek Polytechnic, LASALLE-SIA and NAFA. Furthermore, you would need to be at least 18 years old and above. Applicants below the age of 21 would need to get parents/guardian's consent and guarantee for the payment of outstanding balance.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Citibank SMRT Platinum Visa Card and Maybank eVibes Card, which may match your requirements. If you prefer to broaden your credit card search, review more Citibank credit cards and start comparing today!