• Min. Monthly Income


  • Interest Rate

    26.9% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee


Featured Highlights
  • Up to 10 Citi Miles for every S$1 spent on selected partners
  • Welcome Gift: Bonus of 30,000 Citi Miles!
  • First Year Annual Fee Waiver
  • Citi Miles Never Expires!


Welcome Gift: Earn up to 30,000 Miles!

  • Earn 9,000 Citi Miles on $7,500 spent (1.2 Miles per $1.00 spent locally)
  • Bonus 21,000 Citi Miles when you met spend requirement and fulfill the payment of annual fee
Find out how >


  • Earn 7 Citi Miles for every S$1 spent with Agoda on Agoda.com/bonusmiles (until 31 July 2019 )
  • Enjoy up to to additional 8% off hotel bookings to selected destinations per month (until 31 December 2019)
  • 2 complimentary visits each year to to airport lounges worldwide
  • Complimentary travel insurance & medical assistance programme (coverage up to $1,000,000)
  • Enjoy great deals on shopping, dining and travel with Citi World Privileges
  • Enjoy 10% off hotel bookings at http://www.expedia.com.sg/citibank. Use the promo code CITIEXPSG to be eligible! (until 31 December 2019 )


  • Up to 50% off with Citi shopping privileges


  • Up to 10% discount at over 800 outlets including Subway, Starbucks, Sheng Siong etc


  • Up to 30% off green fees in over 30 participating golf clubs


  • Savings up to 14% savings on petrol with Esso and Shell

Other Features

  • 2 Citi Miles for every $1 spent on foreign currency
  • 1.2 Citi Miles for every $1 spent on local currency
  • Worldwide cash withdrawal
  • 24/7 assistance with card queries
  • Earn miles/reward points (depending on card type) when you pay your tax, rent, condominium management fee, school fee or electricity bill with Citi PayAll on the Citi Mobile® App

Card Information

Annual Fee $192.60
Min. Monthly Income $2,500.00 (for Singaporean and Permanent Residents )
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder Free
Finance charges 26.9% p.a. - prevailing interest rate

20.9% p.a. - promotional rate provided that account is in good conduct

29.9% p.a – in the event of past due in the current month

S$3 - if outstanding balance is below S$3

Up to 3.0% - Foreign Currency Transaction fee

Goods & Services Tax (GST)

Inclusive in annual fee

Late payment charge


Cash advance amount

Up to available credit limit

Cash advance charge

6% of the amount withdrawn or S$15, whichever is higher

Cash advance interest charge

Finance charges of 26.90% p.a. subject to compounding on the amount withdrawn

Cashback Limit


Rewards points expiry

Citi Miles never expire

Product Review by iMoney Singapore

Citi Miles in Your Hands

Earn great deals and discounts especially when you’re travelling with the Citibank Premier Miles Visa Card. Cardholder will be rewarded up to 2 Citi Miles for every $1 spent on foreign currency. Besides that, 1.2 Citi Miles will be rewarded for every S$1 spent locally. Earn up to 10X Citi Miles when you charge your card with travel bookings on Agoda, Expedia and Kaligo (while promotion lasts). Plus, cardholder can enjoy 10,000 Citi Miles on credit card membership renewal. On top of that, the Citi Miles that's being accumulated will not be expired. Best part of all, there are no caps on miles earned! You can also earn miles/reward points (depending on card type) when you pay your tax, rent, condominium management fee, school fee or electricity bill with Citi PayAll on the Citi Mobile® App.

Fees and Charges

Renewal of principal card is only S$192.60 annually. Cardholders are entitled for the lowest interest rate at 20% per annum if the payment is being paid on time, or settle at least 50% of your outstanding balances for 12 consecutive months. If cardholder missed making prompt payment for once or twice within the 12 consecutive months, cardholder will be charged for 26% per annum on outstanding balances. If you did not settle for more than 50% of outstanding balances or missed making payment for more than 2 months, you will be charged on the highest tier of interest rate, which is 29% per annum. Minimum monthly payment is computed as 1% of current balance+ 1% outstanding balance, or $50, whichever is higher. Late payment will be penalised for S$100.

Are You Eligible For Citibank PremierMiles Visa Card?

Applicants' monthly income must be at least S$2,500 (for Singaporeans and Singapore permanent residents) and S$3,500 for foreigner applicants. The minimum age for principal card applicants is 21 years old and above; supplementary card applicants is 18 years old and above.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Citibank Rewards Card and American Express Singapore Airlines KisFlyer Credit Card, which may match your requirements. If you prefer to broaden your credit card search, review more Citibank credit cards and start comparing today!