• Min. Monthly Income

    $2,500.00

  • Interest Rate

    26.9% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee

    $192.60

Featured Highlights
  • Receive 40,000 Citi Miles when you spend S$9,000 in 3 months & pay 1st year annual fee (valid till 31 Jan 2020)
  • Earn 1.5 Citi Miles per S$1 local spend with minimum of S$3,000 total retail spending per statement month (valid till 31 Dec 2019)
  • Up to 10 Citi Miles for every S$1 spent on selected partners
  • 2 complimentary visits to airport lounges worldwide each year
Travel
10/10
Shopping
9/10
Petrol
8/10
Dining
8/10
Groceries
7/10
Entertainment
6/10

Promotion

Welcome Gift: Earn up to 40,000 Miles When You Spend & Pay!

  • Earn 13,500 Citi Miles on $9,000 spent (Based on 1.5 Miles per $1.00 spent locally)
  • Bonus 26,500 Citi Miles when you met spend requirement and fulfill the payment of annual fee of S$192.60
  • Promotion valid until 31 January 2020
Find out how >

Travel

  • Earn 1.5 Citi Miles on local spend when you spend minimum of S$3,000 total retail purchase per statement month) (valid until 31 December 2019. Citi PayAll transactions are considered qualifying spend)
  • Earn 10 Citi Miles per S$1 spent on Kaligo.com /bonus-miles (until 31 December 2019)
  • Earn up to 7 Citi Miles for every S$1 spent (valid until 31 Oct 2019) or enjoy up to additional 8% off hotel bookings on Agoda.com/bonusmiles (valid till 31 Dec 2019)
  • Enjoy 10% off hotel bookings at http://www.expedia.com.sg/citibank. Use the promo code CITIEXPSG to be eligible! (until 31 December 2019 )
  • 2 complimentary visits each year to to airport lounges worldwide
  • Complimentary travel insurance & medical assistance programme (coverage up to $1,000,000)
  • Enjoy great deals on shopping, dining and travel with Citi World Privileges
  • 1 Citi Miles = 1 Mile with Krisflyer, Asia Miles, Qantas and other airlines frequent flyer and hotel loyalty programs
  • Earn 2 Citi Miles for every S$1 spent in foreign currency.

Shopping

  • Earn 1.5 Citi Miles on local spend when you spend minimum of S$3,000 total retail purchase per statement month) (valid until 31 December 2019. Citi PayAll transactions are considered qualifying spend)
  • Earn 1.2 Citi Miles on local spend (no minimum spend required)
  • Up to 50% off with Citi shopping privileges

Petrol

  • Savings up to 14% savings on petrol with Esso (5% Esso site discount + 5% Esso Smiles card discount + 4% Citi Card discount)
  • Savings up to 14% savings on petrol with Shell (5% Shell site discount + 5% Shell Escape discount + 4% Citi Card Discount )
  • Earn 1.5 Citi Miles on local spend when you spend minimum of S$3,000 total retail purchase per statement month) (valid until 31 December 2019. Citi PayAll transactions are considered qualifying spend)

Dining

  • Earn 1.2 Citi Miles on local spend (no minimum spend required)
  • Earn 1.5 Citi Miles on local spend when you spend minimum of S$3,000 total retail purchase per statement month) (valid until 31 December 2019. Citi PayAll transactions are considered qualifying spend)

Groceries

  • Earn 1.2 Citi Miles on local spend (no minimum spend required)
  • Earn 1.5 Citi Miles on local spend when you spend minimum of S$3,000 total retail purchase per statement month) (valid until 31 December 2019. Citi PayAll transactions are considered qualifying spend)

Entertainment

  • Earn 1.2 Citi Miles on local spend (no minimum spend required)
  • Earn 1.5 Citi Miles on local spend when you spend minimum of S$3,000 total retail purchase per statement month) (valid until 31 December 2019. Citi PayAll transactions are considered qualifying spend)

Other Features

  • Worldwide cash withdrawal
  • 24/7 assistance with card queries
  • First year annual fee waiver for basic & perpetual fee waiver for all supplementary cards (applicable for all new credit card applications)
  • Earn miles/reward points (depending on card type) when you pay your tax, rent, condominium management fee, school fee or electricity bill with Citi PayAll on the Citi Mobile® App

Card Information

Annual Fee $192.60
Min. Monthly Income $2,500.00 (for Singaporean and Permanent Residents )
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder Free
Finance charges 26.9% p.a. - prevailing interest rate

20.9% p.a. - promotional rate provided that account is in good conduct

29.9% p.a – in the event of past due in the current month

S$3 - if outstanding balance is below S$3

3.25% - Foreign Currency Transaction fee

Interest Free Perido - 25 days

Goods & Services Tax (GST)

Inclusive in annual fee

Late payment charge

S$40

Cash advance amount

Up to available credit limit

Cash advance charge

6% of the amount withdrawn or S$15, whichever is higher

Cash advance interest charge

Finance charges of 26.90% p.a. subject to compounding on the amount withdrawn

Cashback Limit

N/A

Rewards points expiry

Citi Miles never expire

Product Review by iMoney Singapore

Citi Miles Promotion

Earn 1.5 Citi Miles on local spend when you spend a minimum of S$3,000 of total retail purchase per statement month. Citi PayAll transactions are considered qualifying spends. Promotion valid until 31 December 2019.

Citi Miles in Your Hands

Earn great deals and discounts especially when you’re travelling with the Citibank Premier Miles Visa Card. Cardholder will be rewarded up to 2 Citi Miles for every $1 spent on foreign currency. Besides that, 1.2 Citi Miles will be rewarded for every S$1 spent locally. Earn up to 10X Citi Miles when you book your travel needs with Kaligo.com. Receive up to 40,000 Citi Miles when you opt to pay for your first year annual fee and spend S$9,000 in the first month. On top of that, the Citi Miles that's being accumulated will not be expired. Best part of all, there are no caps on miles earned! You can also earn miles/reward points (depending on card type) when you pay your tax, rent, condominium management fee, school fee or electricity bill with Citi PayAll on the Citi Mobile® App.

Fees and Charges

Renewal of principal card is only S$192.60 annually. Cardholders are entitled for the lowest interest rate at 20% per annum if the payment is being paid on time, or settle at least 50% of your outstanding balances for 12 consecutive months. If cardholder missed making prompt payment for once or twice within the 12 consecutive months, cardholder will be charged for 26% per annum on outstanding balances. If you did not settle for more than 50% of outstanding balances or missed making payment for more than 2 months, you will be charged on the highest tier of interest rate, which is 29% per annum. You will get to enjoy an interest free period of 25 days only. Minimum monthly payment is computed as 1% of current balance+ 1% outstanding balance, or $50, whichever is higher. Late payment will be penalized for S$100.

Are You Eligible For Citibank PremierMiles Visa Card?

Applicants' monthly income must be at least S$2,500 (for Singaporeans and Singapore permanent residents) and S$3,500 for foreigner applicants. The minimum age for principal card applicants is 21 years old and above; supplementary card applicants is 18 years old and above.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Citibank Rewards Card and American Express Singapore Airlines KisFlyer Credit Card, which may match your requirements. If you prefer to broaden your credit card search, review more Citibank credit cards and start comparing today!