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Min. Monthly Income
$2,500.00
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Interest Rate
26.9% p.a.
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Balance Transfer
0% p.a.
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Annual Fee
$192.60
Featured Highlights
- Up to 10 Citi Miles for every S$1 spent on selected partners
- Bonus Citi miles of 10,000 for every membership renewal
- First Year Annual Fee Waiver
- Citi Miles Never Expires!
Promotion
Welcome Gift: Earn up to 30,000 Miles!
- Earn 9,000 Citi Miles on $7,500 spent (1.2 Miles per $1.00 spent locally)
- Bonus 21,000 Citi Miles when you met spend requirement and fulfill the payment of annual fee
Travel
- Earn 10 Citi Miles for every S$1 spent on Kaligo.com/bonus-miles (until 31 December 2018 )
- Earn 7 Citi Miles for every S$1 spent with Agoda on Agoda.com/bonusmiles (until 31 January 2019 )
- Earn 3 Citi Miles per S$1 spent OR 10% off hotel bookings with Expedia (until 31 December 2018 )
- 2 complimentary visits each year to to airport lounges worldwide
- Complimentary travel insurance & medical assistance programme (coverage up to $1,000,000)
- Enjoy great deals on shopping, dining and travel with Citi World Privileges
Shopping
- Up to 50% off with Citi shopping privileges
Dining
- Up to 10% discount at over 800 outlets including Subway, Starbucks, Sheng Siong etc
Entertainment
- Up to 30% off green fees in over 30 participating golf clubs
Petrol
- Savings up to 14% savings on petrol with Esso and Shell
Other Features
- 2 Citi Miles for every $1 spent on foreign currency
- 1.2 Citi Miles for every $1 spent on local currency
- Worldwide cash withdrawal
- 24/7 assistance with card queries
- Credit limit flexibility
- Travel protection
Card Information
| Annual Fee | $192.60 |
| Min. Monthly Income | $2,500.00 (for Singaporean and Permanent Residents ) |
| Min. age for principal holder | 21 and above |
| Min. age for supplementary holder | 18 and above |
| Fee for supplementary holder | Free |
| Finance charges | 26.9% p.a. - prevailing interest rate |
20.9% p.a. - promotional rate provided that account is in good conduct |
|
29.9% p.a – in the event of past due in the current month |
|
S$3 - if outstanding balance is below S$3 |
| Goods & Services Tax (GST) | Inclusive in annual fee |
| Late payment charge | S$40 |
| Cash advance amount | Up to available credit limit |
| Cash advance charge | 6% of the amount withdrawn or S$15, whichever is higher |
| Cash advance interest charge | Finance charges of 26.90% p.a. subject to compounding on the amount withdrawn |
| Cashback Limit | N/A |
| Rewards points expiry | Citi Miles never expire |
Product Review by 
Citi Miles in Your Hands
Earn great deals and discounts especially when you’re travelling with the Citibank Premier Miles Visa Card. Cardholder will be rewarded up to 2 Citi Miles for every $1 spent on foreign currency. Besides that, 1.2 Citi Miles will be rewarded for every S$1 spent locally. Earn up to 10X Citi Miles when you charge your card with travel bookings on Agoda, Expedia and Kaligo (while promotion lasts). Plus, cardholder can enjoy 10,000 Citi Miles on credit card membership renewal. On top of that, the Citi Miles that's being accumulated will not be expired. Best part of all, there are no caps on miles earned!
Fees and Charges
Renewal of principal card is only S$192.60 annually. Cardholders are entitled for the lowest interest rate at 20% per annum if the payment is being paid on time, or settle at least 50% of your outstanding balances for 12 consecutive months. If cardholder missed making prompt payment for once or twice within the 12 consecutive months, cardholder will be charged for 26% per annum on outstanding balances. If you did not settle for more than 50% of outstanding balances or missed making payment for more than 2 months, you will be charged on the highest tier of interest rate, which is 29% per annum. Minimum monthly payment is computed as 1% of current balance+ 1% outstanding balance, or $50, whichever is higher. Late payment will be penalised for S$100.
Are You Eligible For Citibank PremierMiles Visa Card?
Applicants' monthly income must be at least S$2,500 (for Singaporeans and Singapore permanent residents) and S$3,500 for foreigner applicants. The minimum age for principal card applicants is 21 years old and above; supplementary card applicants is 18 years old and above.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Citibank Rewards Card and American Express Singapore Airlines KisFlyer Credit Card, which may match your requirements. If you prefer to broaden your credit card search, review more Citibank credit cards and start comparing today!