• Min. Monthly Income


  • Interest Rate

    26.9% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee


Featured Highlights
  • Earn 5 Citi Dollars with every $1 spent abroad & 3.25 Citi Dollars locally
  • Earn annual Relationship Bonus up to 30%
  • 24/7 global concierge for all travel and lifestyle needs


  • Complimentary unlimited access to airport lounge
  • Complimentary night after a minimum 4-consecutive-night booking
  • Complimentary airport limousine transfers up to 8 times per year


  • Complimentary green fees at over 10 public and private golf courses
  • Complimentary games up to 3 times per course per year


  • Dining deals nationwide
  • Receive up to 10% discount at over 800 outlets including Burger King, Starbucks etc.


  • 10X Citi Dollars for every S$1 spent with Club 21, as well as privileges
  • Up to 3% rebate at various selected merchants

Other Features

  • Earn miles/reward points (depending on card type) when you pay your tax, rent, condominium management fee, school fee or electricity bill with Citi PayAll on the Citi Mobile® App.
  • Personal protection with overseas medical benefits, travel inconvenience benefits, and purchase protection
  • 24/7 global concierge service
  • Billing dispute resolution
  • Emergency card replacement

Card Information

Annual Fee $535.00
Min. Monthly Income $10,000.00
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder Free for life
Finance charges 26.9% p.a. - prevailing interest rate

20.9% p.a. - promotional rate provided that account is in good conduct

29.9% p.a – in the event of past due in the current month

S$3 - if outstanding balance is below S$3

3.25% - Foreign Currency Transaction fee

Goods & Services Tax (GST)

Inclusive in annual fee

Late payment charge


Cash advance amount

S$50 or 1% of current outstanding + 1% of all outstanding balance (whichever is higher)

Cash advance charge

S$15 or 6% of withdrawal amount (whichever is higher)

Cash advance interest charge


Cashback Limit


Rewards points expiry


Product Review by iMoney Singapore

Earn luxury benefits

Be pampered with the Citibank Prestige Card with tons of benefits. Start enjoying by swiping your card on any transactions and earn 5 Citi Dollars, which is equals to 2 Citi Miles for every $1 spent overseas, and 3.25 Citi Dollars, which is equals to 1.3 Citi Miles for every $1 spent locally. Get rewarded annually with relationship bonus with Citibank up to 30% bonus rate. If you are a Citigold/Citigold Private Client, you will be rewarded 30% bonus rate and if you are a Non Citigold/Citigold Private Client, you will be rewarded 15% bonus rate if you maintain a relationship with Citibank for 10 years and above. Furthermore, you may also enjoy unlimited access to a dedicated 24-hour concierge globally for all your travel and lifestyle needs. Upon payment of annual fee, you may choose a welcome gift of 62,500 Citi Dollars (25,000 Miles) or a Tablet worth $498!

Fees and Charges

To renew principal card, you will need to pay S$535 annually; and for the supplementary card, it is free for life. There are 3 tiers for interest charges, with a minimum interest charge of S$3. You are entitled for the lowest interest rate at 20% per annum if you could make prompt payment, or settle at least 50% of your outstanding balances for 12 consecutive months. If you missed making prompt payment for once or twice within the 12 consecutive months, your will be charged for 26% per annum on your outstanding balances. If you did not settle more than 50% of your outstanding balances or missed making payment for more than 2 months, you will be charged on the highest tier of interest rate, which is 29% per annum. Minimum monthly payment is computed as 1% of current balance+ 1% outstanding balance, or $50, whichever is higher. Besides, you will be penalized on late payment for S$100. If you withdraw cash from your card, you will be charged for 6% of amount withdrawn, or S$15, whichever is higher.

Are You Eligible For Citibank Prestige Card?

You will be qualified for applying Citibank Prestige Card if your income is equal to, or more than S$10,000 (for Singaporeans and Singapore permanent residents). The minimum age for principal card applicants is 21 years old and above; supplementary card applicants is 18 years old and above.

Looking for more options to choose from? Our credit card experts also recommend you to check out other similar credit cards such as Citibank DIVIDEND Card and American Express Platinum Credit Card, which may match your requirements. If you prefer to broaden your credit card search, review more Citibank credit cards and start comparing today!