Min. Monthly Income
- Savings up to 5% on groceries, movies, online shopping and more!
- Use as EZ-Link and enjoy auto top-up facilities with no convenience charge
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The EZ-Link Kind Of Credit Card
Earn SMRT$ and Citi Rebate with Citi SMRT Platinum Visa Card! This card can be used as EZ-Link Card. Enjoy 2% cash back from SMRT$ if you subscribe to auto top-up service for your EZ-Link Card. In addition, cardholder may also redeem SMRT$ for vouchers and rides.
Enjoy up to 5% savings on groceries at all FairPrice Supermarkets (all of FairPrice supermarket outlets including FairPrice, FairPrice Xtra and FairPrice Finest), Giant, and Sheng Siong. Moreover, cardholder will receive up to 5% savings on coffee like Starbucks Coffee, The Coffee Bean & Tea Leaf, Coffee Club, Dome Café, The Connoisseur Concerto and Gloria Jean's Coffees. Furthermore, cardholder may also enjoy up to 5% savings on toys and books like POPULAR Bookstores and Toys 'R' Us. Appreciate and love yourself even more with great promotions on health and beauty from Watson's Your Personal Store, Guardian Health & Beauty, Watson's, Healthcare, GNC, and Nature's Farm.
Fees and Charges
Annual fee for principal card is S$160.50. While supplementary card, the annual fee is S$85.60. Cardholder will enjoy annual fee waiver for both cards for the first 2 years. There are 3 tiers for interest charges, with a minimum interest charge of S$3. Cardholder are entitled for the lowest interest rate at 20% per annum if you could make prompt payment, or settle at least 50% of outstanding balances for 12 consecutive months. If you did not settle more than 50% of outstanding balances or missed making payment for more than 2 months, cardholder will be charged on the highest tier of interest rate, which is 29% per annum. Minimum monthly payment is computed as 1% of current balance and 1% outstanding balance, or $50, whichever is higher. Besides, cardholder will be penalised on late payment for S$100.
Are You Eligible For Citi SMRT Platinum Visa Card?
To apply for Citi SMRT Platinum Visa Card, monthly income must at least S$2,500 (for Singaporeans and Singapore permanent residents); S$3,500 (for foreigners). Minimum age for principal and supplementary card applicants is age 21 and above, and age 18 and above, respectively.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Citi Cash Back Card and UOB Delight Credit Card, which may match your requirements. If you prefer to broaden your credit card search, see more Citibank credit cards and start comparing today!