• Min. Monthly Income


  • Interest Rate

    24.9% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee


Featured Highlights
  • 5% shopping voucher rebates at Takashimaya
  • 5% discount at Takashimaya Japan
  • 1 DBS point for every S$5 spent


  • 5% voucher rebates at Takashimaya
  • Additional 10% discount for selected sale events at Takashimaya
  • 5% discount at Takashimaya Japan
  • Parking privileges at Takashimaya


  • 1X DBS points for every S$5 spent
  • Over 1,000 dining deals available nationwide


  • 1X DBS points for every S$5 spent on groceries


  • 14% savings on petrol at Esso

Other Features

  • Special parking privileges at Takashimaya

Card Information

Annual Fee $64.20
Min. Monthly Income $2,500.00
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder S$32.10
Finance charges 24.90% p.a. - prompt payment

28.90% p.a. - if the above mentioned is not met

Goods & Services Tax (GST)

Inclusive in annual fee

Late payment charge

S$60 for balance above S$50

Cash advance amount

Up to available credit limit

Cash advance charge

6% of the amount withdrawn or S$15.00, whichever is greater

Cash advance interest charge

Finance charges of 28% p.a. compounded daily until full repayment.

Cashback Limit


Rewards points expiry


Product Review by iMoney Singapore

The Card For Shopping At Takashimaya

Shopping at Takashimaya Department Store with DBS Takashimaya Visa Card gives you more rebates in return. You will earn 2 Takashimaya Bonus Points for every S$12 you spend at Takashimaya Department Store. With collected points, you can redeem it for Takashimaya Gift Vouchers. Besides spending in Takashimaya Department Store, you will get 1 DBS Point for spending every S$5 at anywhere else. Accumulated DBS Points can be exchanged for DBS Vouchers, which can be used at Takashimaya Department Store. Besides all the rebates, you will get discounts too! So long as you shop at Takashimaya Japan, you will get to enjoy 5% discount. Enjoy more great deals on shopping and dining at more than 1,000 selected participating merchants in Singapore. Make sure you grab the great deals to spend some quality time with your friends and family! If you want to transfer from you existing card, you may take up balance transfer programme with paying your outstanding balances at 0% interest rate. Repayment period is up to your choice, either 6 months or 12 months. If your repayment period is 6 months, you will need to pay 2.5% administration fee. If your repayment period is 12 months, you will need to pay 4.5% administration fee.

Fees and Charges

To renew your principal card, you will need to pay S$64.20 yearly. To renew your supplementary card, you will only need to pay S$32.10 yearly. You will get to enjoy annual fee waiver for 2 years. If you never failed on making minimum monthly payment by payment due date, you are entitled for the lowest interest rate at 24.90% per annum, with minimum charge of $2.50. If you fail on paying minimum monthly payment, your card account will subscribe to interest rate of 28.90% per annum. Minimum monthly payment is either S$50 or 3% of your statement balance, whichever is greater, plus amounts exceed credit limit and overdue amounts. You will need to pay for late payment charge if you make payment after the payment due date, it charges you S$60 (if you have more than S$50 of outstanding balances). You will also be charged if you withdraw cash in advance, 6% of amount withdrawn, with minimum charge of S$15.

Are You Eligible For DBS Takashimaya Visa Card?

To apply DBS Takashimaya Visa Card, you must be 21 years old and above, with at least S$2,500 of monthly income (for Singaporeans and Singapore permanent residents). If you are a foreigner, you will need at least S$3,750 of monthly income. Minimum age for supplementary card applicants is 18 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as DBS Takashimaya American Express Card and Bank of China Shop! Card, which may match your requirements. If you prefer to broaden your credit card search, discover more DBS credit cards and start comparing today!