• Min. Monthly Income


  • Interest Rate

    25.9% p.a.

  • Balance Transfer

    2.5% p.a.

  • Annual Fee


Featured Highlights
  • Up to 6% cash rebate on daily essentials
  • 1X reward points for every S$1 spent, redeem with lesser points
  • Free from annual fee for life
  • Sign Up Promotion: Get up to $260 worth of Gifts


  • Up to 2% cash rebate on dining
  • Discounts up to 50% from wide range of restaurants nationwide
  • 20% a la carte Lunch bill with selected restaurants at The Fullerton Hotel Singapore


  • Savings up to 10% off on hotel stay with Agoda or Expedia
  • FREE Uber ride up to $20
  • Complimentary travel insurance up to $1,000,000


  • 24-hour golf concierge service & complimentary insurance coverage
  • 50% off walk-in green fees at over 16 golf courses in South East Asia


  • 16% instant discounts on petrol bills at all Shell and Caltex stations
  • Up to 6% cash rebates on petrol


  • Up to 5% cash rebate on groceries spending

Other Features

  • Complimentary travel insurance covering flight inconvenience
  • Tap and Go™ ready

Card Information

Annual Fee Free
Min. Monthly Income $2,500.00
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder Free
Finance charges S$2.50

25.90% p.a. (whichever higher)

Goods & Services Tax (GST)


Late payment charge


Cash advance amount

Up to available credit limit

Cash advance charge

6% of cash advance amount or S$15 (whichever is higher)

Cash advance interest charge

Finance charges of 28% p.a. compounded daily until full repayment.

Cashback Limit


Rewards points expiry

3 years

Product Review by iMoney Singapore

Exclusively For HSBC Premier Customers

HSBC Premier MasterCard Credit Card comes with 16% discount and up to 6% cash rebate on fuel purchases at any Shell and Caltex stations! What’s more exciting, cardholder will receive up to 5% cash rebate for spending at any grocery stores in Singapore. Up to 2% cash rebate on dining from selected restaurants. For other spending, cardholder will earn 1 Rewards Point for every S$1 spent. For non-HSBC credit cardholder, you can now transfer credit card to HSBC with lower interest rate! Choose repayment period of 6 months or 12 months, to repay the outstanding balances. You will only need to repay your outstanding balances at interest rate of 2.50% per annum for 6 months.

From now until 28 February 2018, stand a chance to receive a American Tourister Caravan 70cm TSA Luggage (new cardholder) or $50 Cash Back (existing cardholder). Earn additional $20 cash back when you apply for 1 or more supplementary card at the same time. HSBC also offer a generous 5% Cash Back when you spend $600 in a month.

Fees and Charges

Annual fee is not required for main card and supplementary card. For outstanding balances, the interest rate of 25.90% per annum will be charged, or S$2.50, whichever is greater. Cardholder will need to pay at least S$50 or 3% of monthly statement balance for monthly payment. Late payment charges will be S$55. Cash advance charges would be S$15 or 6% of withdrawn amount depending on which is greater.

Are You Eligible For HSBC Premier MasterCard Credit Card?

You are eligible to apply for the HSBC Premier MasterCard Credit Card only if you are HSBC Premier customer. Monthly income must be more than S$2,500 (for Singaporeans and Singapore permanent resident) or S$3,333 (for self-employed or foreigners). Main card applicants must be at least 21 years old; and supplementary card applicants must be at least 18 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as HSBC Visa Platinum Credit Card and DBS Live Fresh Visa Card, which may match your requirements. If you prefer to broaden your credit card search, see more HSBC credit cards and start comparing today!