• Min. Monthly Income


  • Interest Rate

    25.9% p.a.

  • Balance Transfer

    2.5% p.a.

  • Annual Fee


Featured Highlights
  • 5% cash rebates on dining, groceries & fuel
  • 2 years annual fee waiver
  • 1X Rewards Point for every dollar spent
  • Kids enjoy for free offers, and other family benefits (free dine, free movie, baby/toy discount and many more)


Enjoy sign up gifts worth up to S$560!

  • For new cardholders, get a Samsonite T5 Spinner with built-in scale worth S$560 or S$150 cash back
  • For existing cardholders, enjoy a S$30 cash back
  • Charge a minium of S$800 in Qualifying Transactions from Card Account Opening Date to the end of the following month
  • Terms and condition apply


  • 5% cash rebate on dining bills
  • Kids eat for free at more than 30 selected restaurants
  • 10% off total bill at Swensen's (with min. spend of S$40)


  • Get a Weekdays Movie Card at just S$70 or an All Days Movie Card at S$95 (valid until 30 June 2019 )
  • 1 child watches for free with every 2 paying adults at Cathay Cineplexes (valid until 31 October 2019)
  • 1-for-1 admission at Katapult Trampoline Park (valid until 31 December 2018)
  • 1 complimentary child ticket for every 2 paying adults to any of Wildlife Reserves Singapore Park (valid until 31 October 2019, limited to 300 tickets per month )


  • 45% discount for child for every paying adult at Clud Med Bali, Phuket or Sahoro Hokkaido
  • Enjoy 8% off hotel bookings worldwide with Agoda


  • 5% cash rebates at all local grocery store and supermarkets


  • 5% cash rebates on petrol
  • Enjoy up to 16% instant discounts at all Shell and Caltex stations along with cash rebates

Other Features

  • Offers and privileges for medical services at selected partners
  • PayWave ready
  • Earn 1 Rewards point with every S$1 charged

Card Information

Annual Fee $180.00
Min. Monthly Income $2,500.00
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder Free
Finance charges S$2.50 or;

25.90% p.a. (whichever higher)

Goods & Services Tax (GST)
Late payment charge


Cash advance amount

Up to available credit limit

Cash advance charge

6% of cash advance amount or S$15 (whichever is higher)

Cash advance interest charge

Finance charges of 28% p.a. compounded daily until full repayment.

Cashback Limit

S$60 per Account per Quarter

Rewards points expiry

3 years

Product Review by iMoney Singapore

More Privileges With HSBC Visa Platinum Credit Card

Enjoy up to 16% instant discount on fuel purchases at any of the Caltex and Shell fuel stations! Besides that, cardholder can enjoy 5% cash rebates on groceries and 2% cash rebates on dining too. For every S$1 spent, customers can earn 1 Rewards Point. Cardholder can charge tax payment to this card and earn Rewards Points.

Fees and Charges

Annual fee is free for the first 2 years and $180 for the subsequent years. Annual Interest rate is 25.90%. Monthly payment must be at least 3% of outstanding balance, or S$50, whichever is higher. Late payment will be charged for S$55.

Are You Eligible For HSBC Visa Platinum Credit Card?

To apply HSBC Visa Platinum Credit Card, applicants must be at least 21 years of age. For Singaporean and Permanent Residents, monthly income must be at least S$2,500. Self-employed or Foreigners, monthly income must be at least $3,333 per month. If none of the requirements mentioned is met, applicant must have at least S$10,000 of fixed deposit to be maintained in HSBC until card closure.

Looking for more options to choose from? Our credit card experts recommend you to check out other similar credit cards such as HSBC Premier MasterCard Credit Card and UOB Visa Signature Card, which may match your requirements. If you prefer to broaden your credit card search, see more HSBC credit cards and start comparing today!