• Min. Monthly Income


  • Interest Rate

    24% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee


Featured Highlights
  • Get S$50 Cash Credit when you apply and spend!
  • 1% cashbac rebates on every spending
  • 24/7 online access to track expenses
  • No minimum income requirement or guarantor(s) needed


  • 8% discounts on hotel bookings with Agoda
  • 12% off admission tickets at Ocean Park, HK


  • 1% cashback on entertainment bills
  • Special offers at Cathay Cineplexes
  • Up to 15% discounts on admission passess at USS


  • 1% cashback on dining bills
  • Up to 25% off food bill with foodpanda


  • 1% cashback for every S$1 spent
  • Up to 20% discounts at Lazada
  • 15% storewide discounts with min. S$50 spent at Flight 001 Asia


  • 1% cashback for spending on groceries

Other Features

  • S$500 credit limit
  • 24/7 online tracking access

Card Information

Annual Fee Free
Min. Monthly Income Free
Min. age for principal holder

21 and above

Min. age for supplementary holder


Fee for supplementary holder N/A
Finance charges 24% p.a.
Goods & Services Tax (GST)

Inclusive in annual fee

Late payment charge

S$50 or 5% of minimum payment due whichever higher

Cash advance amount

Up to available credit limit

Cash advance charge

5% of amount transferred or S$15, whichever is higher

Cash advance interest charge

Finance charges of 24% p.a. compounded daily until full repayment.

Cashback Limit

No limit

Rewards points expiry


Product Review by iMoney Singapore

The Student Credit Card

Maybank eVibes Card is specially designed for tertiary students, who are 18 years old and above. However, credit limit of this card is only S$500. You will get 1% cash rebates on anything you purchase in Singapore, with no minimum cap on spending. Apply now, and you will receive a trendiest Adidas wristwatch! You can also take up the Maybank Fund Transfer Programme to enjoy 0% interest rate for 6 months. Processing fee is determined by your transfer amount. You are entitled for 1.38% processing fee if transfer more than S$10,000; 1.68% processing fee if transfer more than S$5,000; and 1.88% processing fee if transfer more than S$2,000. With 12 months repayment period, interest charge will be 5.98% per annum for outstanding balances.

Fees and Charges

You need not to pay for annual fee to renew your card! However, interest will be charged if you have any outstanding balances. You will only need to pay interest of 15% per annum if you maintained your account in good standing. If you fail to make minimum monthly payment by payment due date, you will be charged for interest of 24% per annum to settle your outstanding balances. Minimum monthly payment is S$20, or 3% of your current outstanding balances, whichever is higher, plus amounts of exceed credit limit and/or overdue. Any payment made after the payment due date will be charged for late payment charge, with minimum charge of S$50, or 5% of minimum monthly payment, whichever is higher. For withdrawing cash from this card, minimum charge if S$15, or 5% of cash advance amount, whichever is higher.

Are You Eligible For Maybank eVibes Card?

Only Singaporeans and Singapore permanent residents can apply for the Maybank eVibes Card. You must be a tertiary student and within age 18 to 30. If you are a working adult, your minimum monthly income is S$2,500.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as Maybank Catholic High Alumni Platinum Associate Card and DBS Live Fresh Visa Student Card, which may match your requirements. If you prefer to broaden your credit card search, see more Maybank credit cards and start comparing today!