• Min. Monthly Income


  • Interest Rate

    25.92% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee


Featured Highlights
  • 1 OCBC$ for every S$1 spent
  • Up to 30% off spa packages and more
  • 2 years annual fee waiver


  • 1 OCBC$ for every S$1 spent
  • Up to 50% off dining bills with OCBC dining deals
  • Enjoy up to 50% off total bill at Swissôtel The Stamford, Café Swiss (until 31st May 2018)


  • 1 OCBC$ for every S$1 spent
  • Enjoy a special price of S$8 per ticket at Cathay Cineplexes (Mon – Thu, including sneak preview)
  • 15% savings at Katapult (with min. spend of $50)


  • 1 OCBC$ for every S$1 spent
  • Up to 25% off at Zalora.sg
  • Enjoy 18% off at Lazada.sg


  • 1 OCBC$ for every S$1 spent
  • 10% off hotel bookings at Expedia.com.sg
  • Enjoy up to $20 off for your Uber rides

Other Features

Card Information

Annual Fee $160.50
Min. Monthly Income $2,500.00
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder S$80.25
Finance charges 25.92% p.a.
Goods & Services Tax (GST)

Inclusive in annual fee

Late payment charge


Cash advance amount

Up to 70% of approved credit limit

Cash advance charge

6% of amount withdrawn or S$15, whichever is higher

Cash advance interest charge

Finance charges of 28.92% p.a. with a minimum of $2.50 will be calculated on a daily basis until full repayment.

Cashback Limit


Rewards points expiry


Product Review by iMoney Singapore

One Of The Best Family-Friendly Cards

Let OCBC Platinum MasterCard takes care of you and your beloved family. If you charge childcare and enrichment programmes to your card, you will get to save up to 35%. For every S$1 you spent, you will earn 1 OCBC$. Then, you can redeem your accumulated OCBC$ for Robinsons vouchers, dining vouchers, and more! On the other hand, you can transfer your existing card to OCBC, with OCBC balance transfer programme: 0% interest charge for up to 1 year of repayment period. Processing fee will be 1.68% for 3 months repayment period; 2.50% for 6 months repayment period; and 4.50% for 12 months repayment period.

Fees and Charges

You will enjoy 2 years annual fee waiver for principal and supplementary card. Annual fee for main card and supplementary card is S$160.50 and S$80.25, respectively. Without maintaining good credit history of your card, you will need to pay interest of 25.92% per annum, with minimum charge of S$2.50. If no minimum monthly payment is received by payment due date, you will be charged for late payment, S$100. Minimum monthly payment is S$50, or 3% of your total balance, whichever is greater, plus amounts exceed of the credit limit and/or overdue amounts. Withdrawing cash will charge you S$15, or 6% of withdrawn amount, whichever is greater.

Are You Eligible For OCBC Platinum MasterCard?

To apply OCBC Platinum MasterCard, you must be at least 21 years old. For Singapore citizens and permanent residents, your monthly income must not less than S$2,500. For foreigners who stay in Singapore, you will need at least S$3,750 of monthly income.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as OCBC 365 Credit Card and CIMB Visa infinite Card, which may match your requirements. If you prefer to broaden your credit card search, see more OCBC credit cards and start comparing today!