• Min. Monthly Income


  • Interest Rate

    25.92% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee


Featured Highlights
  • Enjoy up to 7% discounts at FairPrice Stores, Unity and Warehouse Club (T&C Apply)
  • Up to 3% off at FairPrice On (T&C Apply)
  • Up to 21% savings on petrol
  • S$10 cash rebate when you apply now!


  • 7% off everything at FairPrice Stores, Unity and Warehouse Club (spend a min. of S$500 outside FairPrice to qualify )
  • 3% off at FairPrice On (spend a min. of S$500 outside FairPrice to qualify )
  • Free delivery for groceries at FairPrice


  • Up to 50% off at participating OCBC merchants
  • 3% off at Popular
  • 3% off at Cheers


  • 20.6% fuel savings + 2.3% Smiles Points at Esso (until 31 Oct 2018)
  • 18% instant discounts on all fuel grades + 0.2% LinkPoints rebate at Caltex (Earn 3 LinkPoints for every litre of fuel pumped)


  • 1% LinkPoints rewards on spending with M1, Starhub, and SingTel recurrign bills


  • Up to 40% discounts on dining promotions

Other Features

  • 0.22% LinkPoints on all Visa spending Enjoy easy, fast & secure payments with Visa Paywave
  • Plus! Savings Account
  • Plus! Term Life Insurance

Card Information

Annual Fee $107.00
Min. Monthly Income $2,500.00
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder Free
Finance charges 25.92% p.a.
Goods & Services Tax (GST)

Inclusive in annual fee

Late payment charge


Cash advance amount

Up to 70% of approved credit limit

Cash advance charge

6% of amount withdrawn or S$15, whichever is higher

Cash advance interest charge

Finance charges of 28.92% p.a. with a minimum of $2.50 will be calculated on a daily basis until full repayment.

Cashback Limit


Rewards points expiry


Product Review by iMoney Singapore

Save Across Everything With OCBC Plus! Visa Credit Card!

OCBC Plus! Visa Credit Card is exclusively for everyone, including non-NTUC member, to enjoy shopping with NTUC. This card offers up to 7% discount on anything you purchase at FairPrice and FairPrice Online. On the other hand, you will receive 3% off on anything you purchase at Unity. Besides, enjoy up to 20.9% fuel savings when you purchase fuel at Esso fuel station. Also, enjoy instant 18% off on all fuel grades + 0.2% LinkPoints rebate and earn 3 LinkPoints for every litre of fuel purchase at Caltex. With spending every S$1 at your telco bills for M1 and Starhub, you will earn 1% LinkPoints. With OCBC balance transfer programme, you can now repay your outstanding balances at 0% interest rate for a repayment period up to 1 year.

Fees and Charges

You will only need to pay S$107 per year to renew your principal card, however, you can enjoy annual fee waiver for the first year. For supplementary card, you can enjoy annual fee waiver for life. Outstanding balances will be charged for interest, 25.92% per annum, with minimum charge of S$2.50. If you fail to make monthly payment by the payment due date, you will be charged for late payment of S$100. Minimum monthly payment must not less than S$50, or 3% of total balance, whichever is higher, plus amount exceeds credit limit and/or overdue amounts. If you withdraw cash from this card, you will be charged for 6% of cash advance amount, or S$15, whichever is higher.

Are You Eligible For OCBC Plus! Visa Credit Card?

To apply OCBC Plus! Visa Credit Card, you must be 21 years old and above. Monthly income must be S$2,500 and above (for Singaporeans and Singapore permanent residents) or S$3,750 and above (for foreigners). Supplementary card applicants must be at least 18 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as OCBC 365 Credit Card and Citibank M1 Platinum Visa Card, which may match your requirements. If you prefer to broaden your credit card search, see more OCBC credit cards and start comparing today!