• Min. Monthly Income


  • Interest Rate

    25.92% p.a.

  • Balance Transfer

    0% p.a.

  • Annual Fee


Featured Highlights
  • Up to 10x OCBC$ rewards when you spend
  • Online Price Guarantee
  • Annual fee waiver for the first 2 years


  • Complimentary use of JetQuay service
  • 10% off hotel bookings at AirAsiaGo (book by 31 Jan 2019, travel by 30 April 2019)
  • 10% savings on Expedia.com.sg (book by 31 Jan 2019, travel by 30 April 2019)


  • Up to 10x OCBC$ for every S$1 spent (clothes, shoes, bags, department store purchase, electronics, gadgets, children's wear and personal care)
  • Online Price Guarantee


  • Savings up to 20% on entertainment


  • Savings up to 23% on petrol


  • Dining deals with discounts up to 50%

Other Features

  • Exclusive Titanium rewards catalouge

Card Information

Annual Fee $192.60
Min. Monthly Income $2,500.00
Min. age for principal holder

21 and above

Min. age for supplementary holder

18 and above

Fee for supplementary holder S$96.30
Finance charges 25.92% p.a.
Goods & Services Tax (GST)

Inclusive in annual fee

Late payment charge


Cash advance amount

Up to 70% of approved credit limit

Cash advance charge

6% of amount withdrawn or S$15, whichever is higher

Cash advance interest charge

Finance charges of 28.92% p.a. with a minimum of $2.50 will be calculated on a daily basis until full repayment.

Cashback Limit


Rewards points expiry


Product Review by iMoney Singapore

Earn 10x OCBC$ Rewards!

OCBC Titanium Rewards Credit Card earns you up to 10x OCBC$ rewards when you spend on clothes, shoes, bags, electronics and gadgets, children's wear and personal care. Whether you shop online or offline, locally or overseas, or pay using mobile payments. cardmember can now enjoy 10x OCBC$ rewards for every S$1 spent. It's capped at 120,000 OCBC$ per year.

Stay protected when you shop online with online price guarantee. Receive back 50% reimbursement of the price difference when you find the exact same item offered at a lower price on another website. On top of that, protect yourself against non-delivery and defective products when you shop online.

Fees and Charges

To renew your principal card, you will need to pay S$192.60 per annum, whereas, to renew your supplementary card, you will need to pay S$96.30 per annum. You will get to enjoy 2 years annual fee waiver for both main and supplementary cards. If you missed making any minimum monthly payment, you will need to pay for interest of 25.92% per annum, or S$2.50, whichever is greater, for outstanding balance.

Minimum monthly payment comes with a minimum charge of S$50, or 3% of your total statement balance, whichever is higher, plus excess amount of the credit limit and/or overdue amount. If you fail making minimum monthly payment on time, you will be charged for late payment, S$100. For withdrawing cash, you will need to pay S$15 or 6% of cash advance amount, whichever is higher.

Are You Eligible For OCBC Titanium Rewards Card?

You are qualified for applying OCBC Titanium Rewards Card if you have a minimum monthly income of S$2,500 (for Singapore citizens and permanent residents) or S$3,750 (for foreigners). The minimum age for applying main card is 21 years old; for supplementary card is 18 years old.

Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as OCBC Cashflo MasterCard and DBS Altitude Visa Signature Card, which may match your requirements. If you prefer to broaden your credit card search, see more OCBC credit cards and start comparing today!