Min. Monthly Income
- Up to 10x OCBC$ rewards when you spend
- Online Price Guarantee
- Annual fee waiver for the first 2 years
Product Review by
Earn 10x OCBC$ Rewards!
OCBC Titanium Rewards Credit Card earns you up to 10x OCBC$ rewards when you spend on clothes, shoes, bags, electronics and gadgets, children's wear and personal care. Whether you shop online or offline, locally or overseas, or pay using mobile payments. cardmember can now enjoy 10x OCBC$ rewards for every S$1 spent. It's capped at 120,000 OCBC$ per year.
Stay protected when you shop online with online price guarantee. Receive back 50% reimbursement of the price difference when you find the exact same item offered at a lower price on another website. On top of that, protect yourself against non-delivery and defective products when you shop online.
Fees and Charges
To renew your principal card, you will need to pay S$192.60 per annum, whereas, to renew your supplementary card, you will need to pay S$96.30 per annum. You will get to enjoy 2 years annual fee waiver for both main and supplementary cards. If you missed making any minimum monthly payment, you will need to pay for interest of 25.92% per annum, or S$2.50, whichever is greater, for outstanding balance.
Minimum monthly payment comes with a minimum charge of S$50, or 3% of your total statement balance, whichever is higher, plus excess amount of the credit limit and/or overdue amount. If you fail making minimum monthly payment on time, you will be charged for late payment, S$100. For withdrawing cash, you will need to pay S$15 or 6% of cash advance amount, whichever is higher.
Are You Eligible For OCBC Titanium Rewards Card?
You are qualified for applying OCBC Titanium Rewards Card if you have a minimum monthly income of S$2,500 (for Singapore citizens and permanent residents) or S$3,750 (for foreigners). The minimum age for applying main card is 21 years old; for supplementary card is 18 years old.
Looking for more options to choose from? Our credit card experts, also recommend you to check out other similar credit cards such as OCBC Cashflo MasterCard and DBS Altitude Visa Signature Card, which may match your requirements. If you prefer to broaden your credit card search, see more OCBC credit cards and start comparing today!